7515 Jamacha Road
Atop 10%San Diego, CA 92114
4 licensed short-term rentals within ½ mile (1 whole home), from the cities' license and permit lists of Nov 13, 2026.
No unit in this 12-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$1,904/mo full cashflow at 20% down, 7.36% rate.
Works at $309,949 (45% under asking), or at 70% down.
Rent $3,590/mo from 16 leases of 1–3 bed houses within 2 mi ($3,027–$3,351).
Beds
2
Baths
1.5
Sqft
1,022
Year Built
1987
Days on Market
73
Property Type
Single Family
HOA/mo
$396
MLS ID
PTP2606614
This property is in San Diego (92114). Browse neighborhood analytics →
About This Property
Discover the perfect combination of value, convenience, and low-maintenance living in this move-in-ready 2-bedroom, 1.5-bathroom townhome featuring an attached 2-car garage. Thoughtfully maintained and ready for it's next owner, this inviting home features fresh upstairs carpeting, new appliances, and paid-off solar for added value and potential energy savings. The functional floor plan offers comfortable everyday living, while the spacious private patio creates the perfect outdoor retreat for entertaining guests, relaxing, or enjoying San Diego's beautiful year-round weather. Conveniently located with easy access to major freeways, shopping, dining, and nearby military installations, this centrally located San Diego townhome offers an ideal opportunity for VA buyers, first-time homebuyers, and commuters seeking convenience and affordability. With an attached two-car garage, private outdoor space and solar system, this home offers a combination of features that is increasingly hard to find in today's San Diego real estate market. Don't miss your opportunity to own a move-in-ready San Diego townhome.
Mortgage Calculator
Est. Monthly Payment
$4,202
Location
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Zoned Schools
Elementary
Audubon K-8 · grades K-8 · San Diego Unified
Middle
Bell Middle · grades 6-8 · San Diego Unified
High
Morse High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,590
Comp Average
$3,352
7683 Shadyglade Ln
3bd / 1ba · 1,029 sqft · Single Family
$525K
Est. $3,428/mo
7515 Black Oak
3bd / 2ba · 964 sqft · Single Family
$650K
Est. $3,345/mo
5222 San Bernardo Terrace
3bd / 1.5ba · 1,050 sqft · Single Family
$699K
Est. $3,505/mo
844 Bonsall
3bd / 2ba · 1,025 sqft · Single Family
$740K
Est. $3,344/mo
612 Cardiff St
2bd / 2ba · 1,126 sqft · Single Family
$750K
Est. $3,139/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
16 leases of 1–3 bed houses within 2 mi · $3,027–$3,351
Blended 50/50 with a property-level estimate
A property-level estimate runs more than 25% above what comparable homes leased for ($3,177). Treat this rent with extra care.
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$1,904/mo short at 20% down; 70% down or +$2,472/mo rent closes it.
- Break-even price
- $309,949
- Break-even rent
- $6,062/mo
- Cashflow at 35% down
- −$1,325/mo
- Down payment to break even
- 70%
- Rate to break even
- Not reachable
45% under asking
$2,472/mo above the estimate
$391,300 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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