7425 Rancho Cabrillo Trail San Diego

7425 Rancho Cabrillo Trail San Diego

D

4S Ranch, CA 92127

$3,475,000
NEW — 3d on market

Beds

4

Baths

3.5

Sqft

3,975

Year Built

2004

Days on Market

3

Property Type

Single Family

HOA/mo

$300

MLS ID

260004726SD

Description

Nestled in the highly sought-after gated community of Mirasol, this beautifully updated 3,975 sq. ft. residence offers a light-filled, open floor plan ideal for modern living and entertaining. Set on a premium lot with mountain and countryside views, the home showcases timeless, neutral finishes and a thoughtful layout designed for both comfort and elegance. Upon entry, you're welcomed into an inviting space featuring high ceilings, custom architectural details, and high-end finishes throughout. The main level offers a formal living room with fireplace, an elegant dining room with built-in cabinetry and fireplace, an office/library, and a spacious family room that flows seamlessly into the gourmet kitchen. Perfect for any discerning chef, the kitchen features a large center island, stone countertops, top-tier stainless steel appliances, a butler’s pantry, wine storage, and a generous casual dining area. Doors open to a private outdoor oasis complete with a sun-drenched pool and spa, an outdoor fireplace, and multiple areas for lounging and dining—ideal for morning coffee, afternoon relaxation, or evening entertaining. Mature landscaping enhances the peaceful, resort-style ambiance. Upstairs, the expansive primary suite offers a private deck, a spa-inspired bath, and a large dressing room. Two additional bedroom suites and a versatile loft/bonus room provide flexible space for children, guests, or extended family. see supplement. Additional features include: custom wood and stone flooring; designer lighting and fixtures; Rich woodwork and cabinetry; freshly painted interior and exterior; custom window treatments; whole-house and pool solar systems; gated motor court and 4-car garage with ample storage. Residents enjoy proximity to the lifestyle amenities of Santaluz, along with easy access to top-rated schools, fine dining, shopping, beaches, and major freeways.

Mortgage Calculator

Est. Monthly Payment

$22,360

Principal & Interest$17,571
Property Tax$3,475
Insurance$1,014
HOA$300
%($695,000)
%

Investment Score

0D
Est. Monthly Rent

Market Rent Estimate

$7,893
Monthly Cashflow

Rent − PITI − HOA

$-14,467
Full Cashflow

Incl. vacancy, PM, maint, capex

$-19,179

Mortgage (P+I)
$17,571
Cap Rate
-0.56%
Cash-on-Cash
-24.98%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.45
Break-even Rent
$22,360

NOI (Annual)
$-19,287
Price-to-Rent

Lower = better for investors

36.7

* Defaults: 20% down, 6.5% rate, 30yr.

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