7405 Charmant Dr
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7405 Charmant Dr #2013

C

San Diego, CA 92122

$695,000
NEW — 2d

Soft Appraisal Value: $685,100 · 1.4% above estimate

Beds

2

Baths

2

Sqft

1,037

Year Built

1987

Days on Market

2

Property Type

Condo

HOA/mo

$540

MLS ID

260016476SD

This property is in San Diego (92122). View neighborhood stats →

About This Property

Best location in UTC / La Jolla Colony! Move-in ready dual-primary condo in Verano at 7405 Charmant Dr, just minutes from UCSD, UCSD shuttle, MTS SuperLoop, trolley access, Whole Foods, Trader Joe’s, Vons, Westfield UTC, hospitals, restaurants, and major biotech/research employers. Quiet interior location with no street noise and no stairs. Split-bedroom floor plan offers two private suites, walk-in closets, bright living spaces, laminate wood flooring, dual-pane windows, recessed lighting, ceiling fans, crown molding, and in-unit laundry. Includes 3 parking permits: 2 assigned underground spaces plus 1 guest permit. Enjoy Verano’s resort-style amenities including pools, spa, fitness center, BBQ areas, Cyber Café, walking trails, evening patrol, and HOA-covered hot/cold water and termite treatment.

Mortgage Calculator

Est. Monthly Payment

$4,952

Principal & Interest$3,514
Property Tax$695
Insurance$203
HOA$540
%($139,000)
%

Location

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Investment Score

28D
Est. Monthly Rent
$3,249
Monthly Cashflow

Rent − PITIA

$-1,703
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,030

Mortgage (P+I)
$3,514
Cap Rate
0.84%
Cash-on-Cash
-26.16%
DSCR

Need ≥ 1.25 for DSCR loan

0.66
Break-even Rent
$7,184

NOI (Annual)
$5,815
Price-to-Rent

Lower = better for investors

17.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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