7304 Celata

7304 Celata #2026

D

Rancho Peñasquitos, CA 92129

$1,799,900
NEW — 4d on market

Beds

5

Baths

3

Sqft

2,577

Year Built

1995

Days on Market

4

Property Type

Single Family

HOA/mo

N/A

MLS ID

260007631SD

Description

Welcome to your dream home in Park Village — where everyday living feels like a retreat. This stunning home sits on a spacious, private corner lot with fresh flooring, paint, fixtures, and hardware throughout. The soaring two-story great room, chef's kitchen, stone fireplace, and sun-drenched backyard create spaces made for both entertaining and unwinding. A main-floor optional bedroom/office and full bath add flexibility. Paid solar keeps costs low. And the best part? You're steps from the trails of Los Peñasquitos Canyon Preserve — San Diego's most beloved open space. This is Park Village living at its finest. Home Upgrades: Paid Solar: 16 panels Added unpermitted downstairs office 2022, the bedroom is an additional approx 130sqft from the listed sqft (Builder option to add the bedroom in this model). Upgraded downstairs bath and upstairs kids bath 2022. New blinds throughout, exterior home painting- all done between 2022-2024 . Interior painted and new water heater 2026. New Luxury Vinyl Plank flooring 2026 New carpet 2026. New light fixtures in entry, dining room and primary bath 2026. New ceiling fan with light in family room 2026. New interior door handles 2026. New kitchen, primary bathroom and laundry cabinet hardware 2026. Schools: Park Village Elementary, Mesa Verde Middle, Westview High. No HOA. No Mello Roos

Mortgage Calculator

Est. Monthly Payment

$11,426

Principal & Interest$9,101
Property Tax$1,800
Insurance$525
%($359,980)
%

Investment Score

3D
Est. Monthly Rent
$6,770
Monthly Cashflow

Rent − PITIA

$-4,656
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,713

Mortgage (P+I)
$9,101
Cap Rate
0.93%
Cash-on-Cash
-25.71%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.59
Break-even Rent
$16,787

NOI (Annual)
$16,657
Price-to-Rent

Lower = better for investors

22.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator