7250 Calle Cristobal #36
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7250 Calle Cristobal #36

Ctop 80%

San Diego, CA 92126

$628,500
STR: check · no permits in this complex · TOT 12.75%

4 licensed short-term rentals within ½ mile (3 whole home), from the cities' license and permit lists of Nov 10, 2026.

No unit in this 56-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$3,052/mo full cashflow at 20% down, 7.43% rate.

Works at $231,127 (63% under asking), or at 90% down.

Rent $3,162/mo from 8 leases of 2-bed condos & townhomes within 1 mi ($3,147–$3,267).

Beds

2

Baths

2

Sqft

1,114

Year Built

1991

Days on Market

109

Property Type

Condo

HOA/mo

$660

MLS ID

260018129SD

This property is in San Diego (92126). View neighborhood stats →

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About This Property

This freshly painted bright, multi-level second-floor condo perfectly combines style, comfort, and an unbeatable location. Soaring ceilings, abundant natural light, laminate wood flooring throughout, and a charming spiral staircase create an immediately warm and inviting living space. The open-concept living and dining area flows seamlessly into the beautiful kitchen, which features rich wood-toned cabinetry, granite countertops, stainless steel appliances, and a clean, modern design. The versatile floor plan offers 2 bedrooms, 2 full bathrooms, plus a spacious loft that functions beautifully as a third room—perfect for a home office, guest suite, or media room. Additional highlights include convenient in-unit laundry and a private covered balcony, ideal for relaxing or enjoying your morning coffee. Perfectly positioned near Sorrento Valley and the Los Peñasquitos Canyon Preserve, this home offers easy access to major freeways, community parks, scenic hiking trails, shopping, dining, and San Diego's beautiful beaches. The well-maintained community features resort-style amenities, including a pool, spa, basketball and volleyball courts, two assigned parking spaces, and ample guest parking. This beautifully updated turnkey home offers the ultimate blend of comfort, flexibility, and a coastal-close lifestyle in one of San Diego's most convenient locations.

Mortgage Calculator

Est. Monthly Payment

$4,963

Principal & Interest$3,492
Property Tax$629
Insurance$183
HOA$660
%($125,700)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Sandburg Elementary · grades K-5 · San Diego Unified

  • Middle

    Challenger Middle · grades 6-8 · San Diego Unified

  • High

    Mira Mesa High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

31C
Est. Monthly Rent
$3,162

8 leases of 2-bed condos & townhomes within 1 mi · $3,147–$3,267

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$1,801
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,052

What would make this work?

$3,052/mo short at 20% down; 90% down or +$3,964/mo rent closes it.

Break-even price

63% under asking

$231,127
Break-even rent

$3,964/mo above the estimate

$7,126/mo
Cashflow at 35% down
−$2,397/mo
Down payment to break even

$565,650 cash

90%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,492
Cap Rate
1.14%
Cash-on-Cash
-29.14%
DSCR

Need ≥ 1.25 for DSCR loan

0.64

NOI (Annual)
$7,171
Price-to-Rent

Lower = better for investors

16.6

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$3,052/mo