7132 Torrey Mesa Ct

7132 Torrey Mesa Ct

D

Rancho Peñasquitos, CA 92129

$2,299,000

Soft Appraisal Value: $2,232,300 · 3.0% above estimate

Beds

5

Baths

4

Sqft

3,484

Year Built

2003

Days on Market

56

Property Type

Single Family

HOA/mo

$75

MLS ID

PTP2601011

Description

Welcome to this beautifully maintained home in the highly sought-after Torrey Highlands community, tucked away on a peaceful cul-de-sac. Truly move-in ready, this spacious residence offers an ideal blend of comfort, style, and functionality. The home features 5 bedrooms, 4 bathrooms, approximately 3,484 sq ft of living space, including a detached 240 sq ft casita, perfect for guests, a home office, or multigenerational living. Step into a grand entry with soaring crown-molded ceilings, solid wood flooring, slate stone throughout, and elegant baseboard detailing. The living and family room fireplaces have been refaced, while Spanish-style chandeliers enhance the warm and inviting ambiance. The open-concept kitchen and family room is ideal for everyday living and entertaining. The remodeled kitchen features custom cabinetry, stainless steel appliances, oversized double ovens, new overhead microwave, dishwasher, custom range hood, and an oversized island with granite double bullnose countertops, plus a butler’s pantry for added convenience. Upstairs offers new luxury wood flooring and two large primary suites, including a spacious main suite with a serene retreat feel. All bathrooms throughout the home have been fully remodeled, featuring new tile showers, updated faucets, shower doors, toilets, quartzite countertops, sinks, vanity lighting, electric lighted mirrors, and fresh interior paint. The large, private backyard provides excellent privacy and is ideal for outdoor gatherings. The spacious garage includes built-in cabinetry and storage racks. Located within the award-winning Poway Unified School District, serving Westview High School, Black Mountain Middle School, and Willow Grove Elementary. Conveniently close to shopping, churches, gas stations, and scenic walking trails, offering an exceptional lifestyle.

Mortgage Calculator

Est. Monthly Payment

$14,670

Principal & Interest$11,625
Property Tax$2,299
Insurance$671
HOA$75
%($459,800)
%

Investment Score

0D
Est. Monthly Rent
$6,172
Monthly Cashflow

Rent − PITIA

$-8,498
Full Cashflow

Incl. vacancy, PM, maint, capex

$-11,833

Mortgage (P+I)
$11,625
Cap Rate
-0.11%
Cash-on-Cash
-30.88%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.42
Break-even Rent
$21,540

NOI (Annual)
$-2,501
Price-to-Rent

Lower = better for investors

31.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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