1825 Hummock Lane

1825 Hummock Lane

D

Encinitas, CA 92024

$1,899,000
NEW — 5d on market

Beds

5

Baths

3

Sqft

2,492

Year Built

1981

Days on Market

5

Property Type

Single Family

HOA/mo

$100

MLS ID

NDP2601828

Description

Boasting an expansive 2,492 sq. ft., this 5-bedroom, 3-bath expanded home with sparkling saltwater pool and spa has space for a variety of living options! The flexible floor plan is ideal for multi-generational living, working from home, blended families, rental potential or those who value space! Enter into a huge great room with vaulted ceilings, and natural light, creating an ideal gathering space. The kitchen has granite countertops, counter seating, walk-in pantry, and a large eat-in area or optional family room. The first level also includes two bedrooms, a full bath, plus a large primary bedroom with ensuite bath. Upstairs, the second-story addition provides two oversized bedrooms and a full bath, offering a private floor for guests, kids, or a home office setup. Escape to your own backyard oasis featuring a newer saltwater pool and spa perfect for hosting a summer BBQ, pool party, or soaking under the stars. Other features include a water filtration system, leased solar for both the pool and house, newer windows throughout and luxury vinyl flooring. The Village Creek community offers exclusive access to a pool, tennis courts, and playground. Conveniently location between Flora Vista Elementary and Diegueno Middle Schools, and within the prestigious Encinitas Union High School District. Just a few miles from world-class beaches, vibrant downtown Encinitas, and the North County Coaster station for easy coastal commuting.

Mortgage Calculator

Est. Monthly Payment

$12,155

Principal & Interest$9,602
Property Tax$1,899
Insurance$554
HOA$100
%($379,800)
%

Investment Score

3D
Est. Monthly Rent

Market Rent Estimate

$6,699
Monthly Cashflow

Rent − PITI − HOA

$-5,456
Full Cashflow

Incl. vacancy, PM, maint, capex

$-8,580

Mortgage (P+I)
$9,602
Cap Rate
0.65%
Cash-on-Cash
-17.24%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.70
Break-even Rent
$12,155

NOI (Annual)
$12,273
Price-to-Rent

Lower = better for investors

23.6

* Defaults: 20% down, 6.5% rate, 30yr.

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