7039 Whitewater Street

7039 Whitewater Street

D

Carlsbad, CA 92011

$2,900,000
NEW — 5d on market

Beds

3

Baths

2.5

Sqft

2,142

Year Built

2002

Days on Market

5

Property Type

Single Family

HOA/mo

$476

MLS ID

NDP2601859

Description

Rarely available oceanfront residence in the coveted Hanover Beach Colony, just steps from Carlsbad State Beach! This beautifully updated three-bedroom coastal home blends refined finishes with effortless beach living. The main level features all-new driftwood plank flooring designed for coastal durability, fresh interior paint, contemporary recessed lighting, and newly installed central A/C. Enjoy the intimate living room with fireplace and adjacent dining room. The redesigned powder room catches the coastal feel with blue floating vanity and marble countertop. The new kitchen showcases custom shaker cabinetry, Brazilian polished soapstone countertops, marble tile backsplash, and under-cabinet lighting. Premium appliances include a double oven with steam, convection and microwave options, five-burner cooktop with cast-iron griddle, and double refrigerator drawers under the coffee bar. A walnut-veneer island with built-in storage and seating for five anchors the space, ideal for everyday living and entertaining. Seamless indoor-outdoor flow leads to the ocean-view patio and professionally landscaped backyard featuring new easy-drain turf, a plumbed BBQ island and fire pit, gazebo with generous seating, solar lighting, and outdoor shower. Upstairs, the primary suite offers a tranquil retreat with a fully renovated spa-inspired bath including a soaking tub, oversized walk-in shower, custom dual vanity, and curated porcelain, slate, Italian tile, and quartz finishes. The secondary bath has also been completely remodeled with a custom French oak vanity, marble flooring, quartz counters, and walk-in shower. Additional highlights include built-in hall storage, an updated laundry room with quartz workspace, and a garage with floor-to-ceiling storage cabinetry. This thoughtfully designed turnkey home is being sold fully furnished! Residents of Hanover Beach Colony enjoy a community pool, volleyball court, parks, and picnic areas, all moments from Ponto Beach, shopping, dining, and the North County Transit District COASTER, offering the ultimate Southern California coastal lifestyle.

Mortgage Calculator

Est. Monthly Payment

$18,886

Principal & Interest$14,664
Property Tax$2,900
Insurance$846
HOA$476
%($580,000)
%

Investment Score

0D
Est. Monthly Rent

Market Rent Estimate

$6,551
Monthly Cashflow

Rent − PITI − HOA

$-12,335
Full Cashflow

Incl. vacancy, PM, maint, capex

$-16,258

Mortgage (P+I)
$14,664
Cap Rate
-0.66%
Cash-on-Cash
-25.52%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.45
Break-even Rent
$18,886

NOI (Annual)
$-19,133
Price-to-Rent

Lower = better for investors

36.9

* Defaults: 20% down, 6.5% rate, 30yr.

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