7521 Navigator Circle

7521 Navigator Circle

D

Carlsbad, CA 92011

$2,425,000

Beds

3

Baths

3

Sqft

2,437

Year Built

1989

Days on Market

87

Property Type

Single Family

HOA/mo

$310

MLS ID

2600667SD

Description

Coastal living at its finest with panoramic ocean views from the backyard and the primary bedroom. Light-filled rooms with a sense of serenity. 19' vaulted ceilings. Upgraded kitchen with a Wolfe stove and Dacor microwave.Newer roof with paid for solar. Meticulously maintained home with newer HVAC/electric heater to take advantage of solar. Nice walk in closet in the primary. 1/2 mile walk to the beach or trail to Batiquitos Lagoon. Optional 4th bedroom downstairs, currently used as an office. Very nice community pool and a protected bird sanctuary nearby.

Mortgage Calculator

Est. Monthly Payment

$15,704

Principal & Interest$12,262
Property Tax$2,425
Insurance$707
HOA$310
%($485,000)
%

Investment Score

0D
Est. Monthly Rent
$6,253
Monthly Cashflow

Rent − PITIA

$-9,451
Full Cashflow

Incl. vacancy, PM, maint, capex

$-12,910

Mortgage (P+I)
$12,262
Cap Rate
-0.32%
Cash-on-Cash
-31.94%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.40
Break-even Rent
$23,019

NOI (Annual)
$-7,776
Price-to-Rent

Lower = better for investors

32.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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