70 Country Club Circle

70 Country Club Circle

Btop 30%

Chula Vista, CA 91911

$750,000
NEW — 0d
STR limited · Chula Vista residents only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$2,854/mo full cashflow at 20% down, 7.36% rate.

Works at $376,567 (50% under asking), or at 76% down.

Rent $3,874/mo from 11 leases of 3-bed houses within 2 mi ($3,766–$4,042).

Beds

3

Baths

2.5

Sqft

1,714

Year Built

2004

Days on Market

0

Property Type

Single Family

HOA/mo

$105

MLS ID

PTP2608361

This property is in Chula Vista (91911). Browse neighborhood analytics →

Virtual Tour

About This Property

Welcome to Country Club Villas! This beautiful two-story detached home offers 3 bedrooms, 2.5 bathrooms, and 1,714 sq. ft. of living space in a desirable Chula Vista community near the San Diego Country Club Golf Course. The spacious downstairs layout features inviting living and dining areas, abundant natural light, and a comfortable flow perfect for everyday living and entertaining. Upstairs, the generous primary suite features vaulted ceilings, two walk-in closets, and an ensuite bathroom with a separate soaking tub and shower. Enjoy a private, low-maintenance backyard ideal for relaxing or hosting gatherings. Community amenities include a BBQ area and playground. Conveniently located near shopping, dining, schools, and major freeways, this home offers a wonderful combination of comfort, space, and location!

Mortgage Calculator

Est. Monthly Payment

$5,212

Principal & Interest$4,138
Property Tax$750
Insurance$219
HOA$105
%($150,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Cook (Hazel Goes) Elementary · grades PK-6 · Chula Vista Elementary

  • Middle

    Hilltop Middle · grades 7-8 · Sweetwater Union High

  • High

    Hilltop Senior High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

46B
Est. Monthly Rent
$3,874

11 leases of 3-bed houses within 2 mi · $3,766–$4,042

Blended 50/50 with the zip's market median ($3,856)

Monthly Cashflow

Rent − PITIA

-$1,338
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,854

What would make this work?

$2,854/mo short at 20% down; 76% down or +$3,706/mo rent closes it.

Break-even price

50% under asking

$376,567
Break-even rent

$3,706/mo above the estimate

$7,580/mo
Cashflow at 35% down
−$2,078/mo
Down payment to break even

$570,000 cash

76%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,138
Cap Rate
2.36%
Cash-on-Cash
-22.83%
DSCR

Need ≥ 1.25 for DSCR loan

0.74

NOI (Annual)
$17,732
Price-to-Rent

Lower = better for investors

16.1

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$2,854/mo