6853 Rancho Valencia Road
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6853 Rancho Valencia Road

Dbottom 20%

Rancho Santa Fe, CA 92067

$45,000,000
STR: check · HOA rules unknown · TOT 8%

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$326,594/mo full cashflow at 20% down, 7.43% rate.

Works at $2,477,143 (94% under asking); even all cash loses money at asking.

Rent $32,500/mo from 13 leases of houses within 2 mi, same school area, size-adjusted ($23,750–$42,500).

Beds

9

Baths

13

Sqft

29,812

Year Built

—

Days on Market

120

Property Type

Single Family

HOA/mo

$6,000

MLS ID

26858819

This property is in Rancho Santa Fe (92067). Browse neighborhood analytics →

About This Property

Welcome to Amor Estate. Your private resort. Your sanctuary. A world of its own. Hidden behind gates on 8 lush acres in exclusive Del Rayo Estates, this 30,000 square foot world-class resort compound was conceived as more than a residence. It's a destination. A winding, tree-lined drive leads to The Residence, where grandeur meets warmth. Presenting 9 bedrooms and 13 baths offering intimacy and grand-scale entertaining. As twilight filters through the home's living spaces, doors open to loggias and gardens, where cascading waterfalls provide a soothing backdrop. The primary suite opens to a private courtyard with hot tub and a fire feature. A cinema for chill movie nights and a private 2-bedroom guest house overlooking the saltwater pool and gardens. Pathways lead to The Clubhouse with a lounge, bar, arcade, and candy shop, a professional recording studio, and an extraordinary multi-sport complex with a tennis, basketball, and pickleball court. The journey continues at The Wellness House, where a state-of-the-art gym and recovery center with sauna, steam, hot and cold plunges open to a professional-level dual football and soccer field encircled by an equestrian paddock. Whether envisioned as a private compound, wellness sanctuary, or retreat, Amor Estate is designed for those who seek privacy, play, and purpose.

Mortgage Calculator

Est. Monthly Payment

$314,119

Principal & Interest$249,994
Property Tax$45,000
Insurance$13,125
HOA$6,000
%($9,000,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Solana Santa Fe Elementary · grades K-6 · Solana Beach Elementary

  • Middle

    Earl Warren Middle · grades 7-8 · San Dieguito Union High

  • High

    Torrey Pines High · grades 9-12 · San Dieguito Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Comparable Properties

1 comp found

This Property

$32,500

vs

Comp Average

$22,625

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

0D
Est. Monthly Rent
$32,500

13 leases of houses within 2 mi, same school area, size-adjusted · $23,750–$42,500

Monthly Cashflow

Rent − PITIA

-$281,619
Full Cashflow

Incl. vacancy, PM, maint, capex

-$326,594

What would make this work?

$326,594/mo short at 20% down; +$424,148/mo rent closes it.

Break-even price

94% under asking

$2,477,143
Break-even rent

$424,148/mo above the estimate

$456,648/mo
Cashflow at 35% down
−$279,720/mo
Down payment to break even

Negative even all-cash

Not reachable
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$249,994
Cap Rate
-2.00%
Cash-on-Cash
-43.55%
DSCR

Need ≥ 1.25 for DSCR loan

0.10

NOI (Annual)
-$899,700
Price-to-Rent

Lower = better for investors

115.4

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
DCashflow−$326,594/mo