
15651 Puerta Del Sol
Dbottom 20%Rancho Santa Fe, CA 92067
HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.
Pass at asking: -$209,152/mo full cashflow at 20% down, 7.43% rate.
Works at $2,268,075 (92% under asking); even all cash loses money at asking.
Rent $22,625/mo from 18 leases of houses within 2 mi, same school area, size-adjusted ($20,277–$35,620).
Beds
10
Baths
13.5
Sqft
16,500
Year Built
1999
Days on Market
302
Property Type
Single Family
HOA/mo
$1
MLS ID
NDP2600357
This property is in Rancho Santa Fe (92067). Browse neighborhood analytics →
About This Property
Located in the prestigious Covenant of Rancho Santa Fe, this exceptional custom-built estate spans 8 acres of pristine grounds. Beyond the grand gated entrance, a picturesque bridge leads over a serene freshwater pond, setting the tone for the tranquility and elegance of the property. In addition to the main residence, the estate includes five thoughtfully designed structures: a dedicated gym, a private spa building, a two-bedroom guest house, a two-bedroom staff house, and auxiliary detached garage. The grounds are adorned with mature landscaping, a lush grass arena, a full regulation tennis court, and expansive open spaces that create a resort-like atmosphere. Kids of all ages will love the bowling alley and game room built into the hillside. Auto lovers will appreciate the ability to house 10 cars. The main residence is a masterpiece of luxury and functionality, featuring five spacious bedrooms, an executive office, a state-of-the-art director's theater, an oversized entertainer's kitchen, a welcoming family room, and a vibrant game room. Conveniently situated on the west side of the Covenant, the estate offers easy access to the freeway and is just a 10-minute drive to the stunning beaches of the area. This property combines unparalleled privacy with exquisite amenities, making it a rare gem in the heart of Rancho Santa Fe.
Mortgage Calculator
Est. Monthly Payment
$201,990
Location
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Zoned Schools
Elementary
R. Roger Rowe Elementary · grades PK-5 · Rancho Santa Fe Elementary
Middle
R. Roger Rowe Middle · grades 6-8 · Rancho Santa Fe Elementary
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
1 comp foundThis Property
$22,625
Comp Average
$32,500
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
18 leases of houses within 2 mi, same school area, size-adjusted · $20,277–$35,620
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$209,152/mo short at 20% down; +$271,626/mo rent closes it.
- Break-even price
- $2,268,075
- Break-even rent
- $294,251/mo
- Cashflow at 35% down
- −$178,424/mo
- Down payment to break even
- Not reachable
- Rate to break even
- Not reachable
92% under asking
$271,626/mo above the estimate
Negative even all-cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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