6617 Spartina Ct
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6617 Spartina Ct

Ctop 80%

Carlsbad, CA 92011Neighborhood: Poinsettia

$1,699,000
NEW — 1d
STR: check · no permits in this complex · TOT 10%

0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 13, 2026.

No unit in this 60-unit complex holds a short-term rental permit, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$7,551/mo full cashflow at 20% down, 7.36% rate.

Works at $711,074 (58% under asking), or at 85% down.

Rent $7,627/mo from 9 leases of 4–6 bed houses within 2 mi, same school area ($6,250–$7,412).

Beds

5

Baths

4.5

Sqft

2,786

Year Built

2021

Days on Market

1

Property Type

Single Family

HOA/mo

$439

MLS ID

260026901SD

This property is in Carlsbad (92011). View neighborhood stats →

About This Property

Well-appointed Carlsbad home at the end of a cul-de-sac in sought-after Treviso! Built by Lennar in 2021, this highly upgraded detached home offers 5 bedrooms + a loft & thoughtfully designed spaces throughout. Soaring 9-ft ceilings & abundant natural light enhance the open-concept great room, seamlessly connecting the living, dining & kitchen areas for everyday living & entertaining. The modern kitchen features white shaker cabinetry, quartz countertops, oversized island, herringbone backsplash & stainless steel appliances. Oversized sliders create effortless indoor-outdoor living. The primary suite features a walk-in closet w/ custom built-ins & upgraded bath w/ dual vanities, quartz counters & oversized frameless glass shower. Additional highlights include luxury vinyl plank flooring, solar, plantation shutters, central A/C, laundry room w/ sink, smart thermostat, Ring doorbell & EV-ready 2-car garage. The entertainer's backyard features low-maintenance turf, mature apple, peach & apricot trees, a tranquil fountain & pergola-covered outdoor kitchen w/ grill, griddle & prep space. Adding versatility is the attached, fully equipped 1-bedroom ADU w/ private entrance, its own laundry room, Murphy bed, ensuite bath, living area w/ kitchenette, walk-in closet & storage. Perfect for guests, extended family, an adult child or aging parent. Enjoy Treviso amenities just steps away, including a resort-style heated pool & spa, fire pit, BBQ pavilion, EV charging, RV parking & 2 playgrounds. Near Aviara Community Park, La Costa, Batiquitos Lagoon, golf, trails, great schools & I-5!

Mortgage Calculator

Est. Monthly Payment

$12,007

Principal & Interest$9,374
Property Tax$1,699
Insurance$496
HOA$439
%($339,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Aviara Oaks Elementary · grades PK-5 · Carlsbad Unified

  • Middle

    Aviara Oaks Middle · grades 6-8 · Carlsbad Unified

  • High

    Sage Creek High · grades 9-12 · Carlsbad Unified

    or Carlsbad High · grades 9-12 · Carlsbad Unified

    Choice area: the district lets families here pick either school.

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

16C
Est. Monthly Rent
$7,627

9 leases of 4–6 bed houses within 2 mi, same school area · $6,250–$7,412

Blended 50/50 with the zip's market median ($8,722)

Monthly Cashflow

Rent − PITIA

-$4,381
Full Cashflow

Incl. vacancy, PM, maint, capex

-$7,551

What would make this work?

$7,551/mo short at 20% down; 85% down or +$9,806/mo rent closes it.

Break-even price

58% under asking

$711,074
Break-even rent

$9,806/mo above the estimate

$17,433/mo
Cashflow at 35% down
−$5,793/mo
Down payment to break even

$1,444,150 cash

85%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$9,374
Cap Rate
1.56%
Cash-on-Cash
-26.67%
DSCR

Need ≥ 1.25 for DSCR loan

0.64

NOI (Annual)
$26,452
Price-to-Rent

Lower = better for investors

18.6

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$7,551/mo