652 Kumquat Way
Btop 30%Oceanside, CA 92058Neighborhood: San Luis Rey
1 licensed short-term rental within ½ mile (1 whole home), from the cities' license and permit lists of Nov 7, 2026.
Pass at asking: -$2,656/mo full cashflow at 20% down, 7.43% rate.
Works at $244,163 (59% under asking), or at 85% down.
Rent $3,278/mo from 20 leases of 2–4 bed condos & townhomes within 2 mi ($2,947–$3,266).
Beds
3
Baths
2
Sqft
1,269
Year Built
1982
Days on Market
—
Property Type
Condo
HOA/mo
$649
MLS ID
TR26234140
This property is in Oceanside (92058). Browse neighborhood analytics →
About This Property
Coming Soon... Welcome to 652 Kumquat Way, a beautifully refreshed single-level residence nestled in the desirable Los Arbolitos community of Oceanside. This inviting 3-bedroom, 2-bath home offers approximately 1,269 square feet of comfortable living space with a fresh, contemporary feel. Step inside to discover updated flooring, fresh interior paint, and a light-filled living area highlighted by vaulted ceilings and a charming fireplace. The beautifully updated kitchen features white shaker-style cabinetry, stylish countertops, stainless steel appliances, and modern finishes that complement the home's relaxed coastal character. The spacious living and dining areas offer an inviting setting for everyday living and entertaining. Step outside to your private, enclosed courtyard, conveniently situated between the residence and detached two-car garage--an ideal space for outdoor dining, morning coffee, or simply unwinding. Residents of Los Arbolitos enjoy access to community amenities, including a pool and spa. Conveniently located near shopping, dining, parks, major commuter routes, and the many attractions of Oceanside, this move-in-ready home offers a wonderful opportunity to enjoy Southern California coastal living. Don't miss it!
Mortgage Calculator
Est. Monthly Payment
$4,688
Location
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Zoned Schools
Elementary
Louise Foussat Elementary · grades K-5 · Oceanside Unified
Middle
Jefferson Middle · grades 6-8 · Oceanside Unified
High
Oceanside High · grades 9-12 · Oceanside Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,278
Comp Average
$2,974
4267 Arcata Bay
3bd / 2ba · 1,193 sqft · Condo
$500K
Est. $3,300/mo
615 Fredricks Avenue
3bd / 2ba · 1,276 sqft · Condo
$465K
Est. $2,728/mo
631 Persimmon Way
2bd / 2ba · 1,154 sqft · Condo
$540K
Est. $2,989/mo
4237 Half Moon Bay Way
3bd / 2ba · 1,147 sqft · Condo
$560K
Est. $3,047/mo
846 Dana Point Way
2bd / 1.5ba · 1,104 sqft · Condo
$533K
Est. $2,808/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules
Investment Score
20 leases of 2–4 bed condos & townhomes within 2 mi · $2,947–$3,266
Blended 50/50 with the zip's market median ($3,523)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,656/mo short at 20% down; 85% down or +$3,449/mo rent closes it.
- Break-even price
- $244,163
- Break-even rent
- $6,727/mo
- Cashflow at 35% down
- −$2,041/mo
- Down payment to break even
- 85%
- Rate to break even
- Not reachable
59% under asking
$3,449/mo above the estimate
$501,415 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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