6497 Decanture
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6497 Decanture

C

San Diego, CA 92120

$1,385,000
NEW — 1d

Beds

4

Baths

2

Sqft

2,254

Year Built

1972

Days on Market

1

Property Type

Single Family

HOA/mo

N/A

MLS ID

260014132SD

This property is in San Diego (92120). View neighborhood stats →

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About This Property

**6497 Decanture Street | San Diego, CA** Rarely available in one of San Diego's most sought-after neighborhoods, this extensively updated 4-bedroom, 2,200 SF home sits within walking distance of Patri…Rarely available in one of San Diego's most sought-after neighborhoods, this extensively updated 4-bedroom, 2,200 SF home sits within walking distance of Patrick Henry High School and just minutes from Mission Trails Regional Park — offering the ideal blend of top schools, nature, and convenience. Move-in ready with major updates already done: new roof, all new windows, new garage doors, new water heater, new flooring, and fresh custom paint throughout. The floorplan is genuinely flexible — formal living and dining rooms, a spacious family room with fireplace and built-in bar, plus an additional light-filled room that works equally well as a home office, gym, art studio, or music room. The primary suite includes a generous sitting area that adapts naturally to a workspace, reading nook, dressing room, or private retreat. Outside, mature landscaping and flowering trees create a peaceful, colorful backdrop with year-round birdlife. The patio is well-suited for dining, entertaining, or simply unwinding. Two standout extras: a rare 3-car garage — uncommon in this neighborhood — and no HOA. Add convenient access to shopping, dining, and commuter routes, and this home checks nearly every box.

Mortgage Calculator

Est. Monthly Payment

$8,792

Principal & Interest$7,003
Property Tax$1,385
Insurance$404
%($277,000)
%

Location

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Investment Score

7D
Est. Monthly Rent
$4,827
Monthly Cashflow

Rent − PITIA

$-3,965
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,230

Mortgage (P+I)
$7,003
Cap Rate
0.67%
Cash-on-Cash
-26.99%
DSCR

Need ≥ 1.25 for DSCR loan

0.55
Break-even Rent
$12,918

NOI (Annual)
$9,283
Price-to-Rent

Lower = better for investors

23.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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