4633 Rainier Ave

4633 Rainier Ave

A

San Diego, CA 92120

$840,000
NEW — 1d

Soft Appraisal Value: $840,900 · 0.1% below estimate

Beds

3

Baths

2

Sqft

1,225

Year Built

1963

Days on Market

1

Property Type

Single Family

HOA/mo

N/A

MLS ID

260013998SD

This property is in San Diego (92120). View neighborhood stats →

About This Property

Opportunity awaits in the highly desirable Allied Gardens community. Situated on a prime lot in an established neighborhood with strong surrounding values, this 3-bedroom, 2-bath home offers exceptional potential for renovation and customization. Largely original and ready for updating, the property presents an ideal opportunity for investors, contractors, or owner-occupants looking to create their vision in a sought-after location. A recently updated pool, completed approximately three years ago, highlights the backyard and provides a fantastic outdoor space to enjoy from day one. Property is being sold in its present condition.

Mortgage Calculator

Est. Monthly Payment

$5,332

Principal & Interest$4,247
Property Tax$840
Insurance$245
%($168,000)
%

Location

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Investment Score

56B
Est. Monthly Rent
$4,655
Monthly Cashflow

Rent − PITIA

$-677
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,448

Mortgage (P+I)
$4,247
Cap Rate
2.57%
Cash-on-Cash
-17.49%
DSCR

Need ≥ 1.25 for DSCR loan

0.87
Break-even Rent
$7,834

NOI (Annual)
$21,592
Price-to-Rent

Lower = better for investors

15.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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