645 Front St
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645 Front St #2002

D

San Diego, CA 92101

$3,800,000
NEW — 4d

Soft Appraisal Value: $3,559,000 · 6.8% above estimate

Beds

3

Baths

3.5

Sqft

3,783

Year Built

2003

Days on Market

4

Property Type

Condo

HOA/mo

$1,779.36

MLS ID

260012451SD

This property is in San Diego (92101). View neighborhood stats →

About This Property

Renaissance in the Marina District has just unveiled their new "Street Level" Lobby and stunning Community Lounge. Upon entering this 20th floor home, you are welcomed by cathedral ceilings that enhance the light-filled, open layout. The first level showcases gorgeous maple hardwood floors flow throughout the living area, complemented by telescopic windows that fully open, inviting the soothing ocean breeze inside. The family room, featuring eastern views, opens to the kitchen equipped with an island, an under counter wine cooler, ample storage, and a walk-in pantry. Enjoy three walk-out balconies on this level: two offering eastern views and one facing west for stunning sunsets. Two fireplaces enhance the ambiance: one in the living area on the first level and another in the primary bedroom suite. Convenient for your friends and family, a large guest suite provides unobstructed panoramic water and city views, complete with custom shutters for adjustable light control and includes a walk-in closet and an ensuite bathroom with a multi-jet shower. Plus a powder room convenient for your guests. Second Level: Bedroom two features a spacious layout, a gigantic walk-in closet, and a walk-in shower. The expansive primary suite spans boasts nearly 900 square feet and includes crown molding throughout. The fireplace creates a cozy atmosphere, complemented by a comfortable sitting area by the bay facing window. Enjoy a luxurious Jacuzzi tub, dual sinks, and a multi-shower fixture in the primary ensuite catering to your every need. Watch virtual tour and see supplements. Adjacent to the primary suite is a large office with stunning north and west views through walls of glass, showcasing sparkling water and city lights, along with enhanced privacy. A spacious and private balcony directly off the primary suite offers uninterrupted water views, perfect for romantic evenings or enjoying a good book while watching boats, yachts, and the cityscape extending to the mountains. Two side-by-side parking spaces and two storage areas—one large cage and a temperature-controlled storage room for valuable items like artwork. Renaissance boasts a brand new “street level” lobby and new resort style amenities including a large landscaped courtyard w/ BBQ aren, 3 fire pits w/ a dining area, pool/spa, gym, community lounge w/ full kitchen, conference room, surveillance throughout the community & 24/7 desk attendants. Ground floor retail conveniently includes Postal Annex for easy Amazon returns, Discount Nutrition & Vitality Juice, Rolling Out Bakery, Vases Salon, iTan and Wells Fargo. Located across from Ralph’s 24 hr. grocery w/ cafes on every corner, steps to the waterfront and Little Italy & just minutes to airport & public transportation and a ferry ride to Coronado. Welcome to paradise!

Mortgage Calculator

Est. Monthly Payment

$25,903

Principal & Interest$19,215
Property Tax$3,800
Insurance$1,108
HOA$1,779
%($760,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$8,620
Monthly Cashflow

Rent − PITIA

$-17,282
Full Cashflow

Incl. vacancy, PM, maint, capex

$-22,431

Mortgage (P+I)
$19,215
Cap Rate
-1.02%
Cash-on-Cash
-35.42%
DSCR

Need ≥ 1.25 for DSCR loan

0.33
Break-even Rent
$37,752

NOI (Annual)
$-38,600
Price-to-Rent

Lower = better for investors

36.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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