645 Front St

645 Front St #1604

D

San Diego, CA 92101

$950,000
NEW — 3d on market

Soft Appraisal Value: $920,800 · 3.2% above estimate

Beds

1

Baths

2

Sqft

1,259

Year Built

2003

Days on Market

3

Property Type

Condo

HOA/mo

$1,210.14

MLS ID

260007220SD

View on MLS

Description

Located in the heart of the Marina District, this expansive one-bedroom residence features an open floor plan complemented by a private balcony that showcases dramatic, panoramic vistas. Provides flexibility for easily reverting the space to a two-bedroom layout. The kitchen is perfect for entertaining within the open-concept living and dining area. The primary suite serves as a true sanctuary, featuring a spa-like marble bathroom that is both luxurious and striking. Additionally, it boasts a walk-in closet and offers breathtaking views that greet you every morning. Renaissance has recently added a street-level lobby, new community lounges and provides an array of resort-style amenities, including 24-hour gated security, a front desk concierge, event spaces, and pool, spa, and barbecue areas. Residents love the convenience of the ground floor retail with Vitality Tap Juice Cafe, Postal Annex (convenient for dropping of Amazon returns), a massage salon, Vases nail salon and more. Enjoy the convenience of being just a short stroll away from an array of attractions including 14 acres at Seaport Village, the waterfront Rady’s Shell, Petco Park, 48 blocks of Little Italy, Gaslamp Quarter, and a host of exciting year-round events!

Mortgage Calculator

Est. Monthly Payment

$7,241

Principal & Interest$4,804
Property Tax$950
Insurance$277
HOA$1,210
%($190,000)
%

Investment Score

0D
Est. Monthly Rent
$4,116
Monthly Cashflow

Rent − PITI − HOA

$-3,125
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,863

Mortgage (P+I)
$4,804
Cap Rate
-0.08%
Cash-on-Cash
-30.71%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.57
Break-even Rent
$10,432

NOI (Annual)
$-714
Price-to-Rent

Lower = better for investors

19.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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