645 Front St
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645 Front St #1604

D

San Diego, CA 92101

$950,000

Soft Appraisal Value: $911,200 · 4.3% above estimate

Beds

1

Baths

2

Sqft

1,259

Year Built

2003

Days on Market

46

Property Type

Condo

HOA/mo

$1,210.14

MLS ID

260007220SD

This property is in San Diego (92101). View neighborhood stats →

Virtual Tour

About This Property

Welcome home to this unique 16th floor home located just steps to the waterfront. The open and extremely spacious floor plan can easily be reverted to a two-bedroom layout. Entertain within the open-concept living and dining area. The primary suite serves as a true sanctuary, featuring a spa-like marble bathroom that is both luxurious and striking. Additionally a walk-in closet and a private balcony showcases dramatic and panoramic vistas. Renaissance has recently added a street-level lobby, new community lounges and provides an array of resort-style amenities, including 24-hour gated security, front desk concierge, event spaces, bbq and fire pit areas, along with a pool, spa, gym, and a conference room. Residents love the convenience of the ground floor retail with Vitality Tap Juice Cafe, Rolling Oats bakery, Postal Annex (convenient for dropping of Amazon returns), a massage salon, Vases nail salon and more. Enjoy the convenience of being just a short stroll away from an array of attractions including 14 acres at Seaport Village, the waterfront Rady’s Shell, Petco Park, 48 blocks of Little Italy, Gaslamp Quarter, and a host of exciting year-round events! Welcome home to this unique 16th floor home ideally located just steps to the waterfront. The open and extremely spacious floor plan can easily be reverted to a two-bedroom layout. Entertain within the open-concept living and dining area. The primary suite serves as a true sanctuary, featuring a spa-like marble bathroom that is both luxurious and striking. Additionally a walk-in closet and a private balcony showcases dramatic and panoramic vistas. Renaissance has recently added a street-level lobby, new community lounges and provides an array of resort-style amenities, including 24-hour gated security, front desk concierge, event spaces, barbecue and fire pit areas, along with a pool, spa, gym, and a conference room. Residents love the convenience of the ground floor retail with Vitality Tap Juice Cafe, Rolling Oats bakery, Postal Annex (convenient for dropping of Amazon returns), a massage salon, Vases nail salon and more. Enjoy the convenience of being just a short stroll away from an array of attractions including 14 acres at Seaport Village, the waterfront Rady Shell, Petco Park, 48 blocks of Little Italy, Gaslamp Quarter, and a host of exciting year-round events!

Mortgage Calculator

Est. Monthly Payment

$7,241

Principal & Interest$4,804
Property Tax$950
Insurance$277
HOA$1,210
%($190,000)
%

Location

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Investment Score

10D
Est. Monthly Rent
$4,664
Monthly Cashflow

Rent − PITIA

$-2,577
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,441

Mortgage (P+I)
$4,804
Cap Rate
0.46%
Cash-on-Cash
-28.05%
DSCR

Need ≥ 1.25 for DSCR loan

0.64
Break-even Rent
$10,432

NOI (Annual)
$4,350
Price-to-Rent

Lower = better for investors

17.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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