6390 Decanture St

6390 Decanture St

D

San Diego, CA 92120

$1,295,000
NEW — 3d on market

Beds

4

Baths

2

Sqft

1,705

Year Built

1972

Days on Market

3

Property Type

Single Family

HOA/mo

N/A

MLS ID

260007129SD

Description

Welcome to this beautifully remodeled home in the highly desirable Vista Del Cerro neighborhood, where comfort meets elevated living. This 4-bedroom, 2-bath single-family residence offers a light-filled, open layout with vaulted ceilings in the living room and plantation shutters throughout, adding timeless style and privacy. The recently remodeled kitchen features modern finishes and a clean, sophisticated design—perfect for both everyday living and entertaining. Recent upgrades include a new HVAC system and water heater installed last year, along with a whole house fan for enhanced year-round comfort. Situated on a spacious lot, the home is tucked away on a quiet street and offers a tranquil outdoor setting with a covered patio - perfect for relaxing or hosting. Ideally located near Mission Trails and Cowles Mountain for hiking and outdoor recreation, and just minutes from Dailard Park, Dailard Elementary, and Patrick Henry High School.

Mortgage Calculator

Est. Monthly Payment

$8,221

Principal & Interest$6,548
Property Tax$1,295
Insurance$378
%($259,000)
%

Investment Score

3D
Est. Monthly Rent
$4,861
Monthly Cashflow

Rent − PITI − HOA

$-3,360
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,557

Mortgage (P+I)
$6,548
Cap Rate
0.92%
Cash-on-Cash
-25.75%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.59
Break-even Rent
$12,078

NOI (Annual)
$11,890
Price-to-Rent

Lower = better for investors

22.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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