4541 Rainier Ave San Diego

4541 Rainier Ave San Diego

D

, CA 92120

$829,000
NEW — 5d on market

Beds

4

Baths

3

Sqft

1,566

Year Built

2013

Days on Market

5

Property Type

Townhouse

HOA/mo

$197

MLS ID

260004499SD

View on MLS

Description

Welcome to this beautifully maintained 4-bedroom, 3-bathroom townhome offering 1,566 sq ft of thoughtfully designed living space. Built in 2013, this home combines modern finishes with functional layout — perfect for today’s lifestyle. The open-concept main level features a bright living and dining area with large windows, high ceilings, and stylish flooring throughout. The contemporary kitchen is equipped with granite countertops, stainless steel appliances, ample cabinet space, and a convenient breakfast bar — ideal for everyday living and entertaining. Upstairs, you’ll find a spacious primary suite with a walk-in closet and private en-suite bathroom. A versatile bonus room on the lower level can be used as a home office, guest room, or workout space — offering the flexibility to fit your needs.

Mortgage Calculator

Est. Monthly Payment

$5,460

Principal & Interest$4,192
Property Tax$829
Insurance$242
HOA$197
%($165,800)
%

Investment Score

7D
Est. Monthly Rent

Market Rent Estimate

$3,612
Monthly Cashflow

Rent − PITI − HOA

$-1,848
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,369

Mortgage (P+I)
$4,192
Cap Rate
1.19%
Cash-on-Cash
-13.37%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.86
Break-even Rent
$5,460

NOI (Annual)
$9,869
Price-to-Rent

Lower = better for investors

19.1

* Defaults: 20% down, 6.5% rate, 30yr.

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