6373 Rancho Mission

6373 Rancho Mission #5

C

San Diego, CA 92108

$645,000

Beds

2

Baths

2

Sqft

1,256

Year Built

1976

Days on Market

48

Property Type

Condo

HOA/mo

$590

MLS ID

260010300SD

This property is in San Diego (92108). View neighborhood stats →

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About This Property

Tucked away on a quiet, elevated hillside in Mission Valley, Rancho Mission Retreat offers the ultimate in central San Diego convenience. This 2-bedroom, 2-bath end-unit condo provides a peaceful sense of privacy while keeping you at the epicenter of the action. Whether you're hitting the links at the nearby Admiral Baker Golf Course, catching a game at Snapdragon Stadium, or running errands at the surrounding shopping centers, everything you need for an effortlessly convenient lifestyle is right in your backyard. The open-concept living area is anchored by a cozy fireplace, flowing into a kitchen equipped with a built-in wine fridge, perfect for hosting friends before heading out for the day. The living space extends naturally to a private, pergola-covered patio that serves as a secluded outdoor oasis to relax and unwind. For a true indoor-outdoor lifestyle, the primary bedroom also features its own set of sliding doors with direct patio access. Inside, the home feels fresh and modern, featuring laminate wood flooring and an updated primary bathroom with a dual vanity sink, both installed in 2023. Both bedrooms are generously sized and complemented by ample storage throughout the unit to keep your living space organized and airy. Convenience is built right into the lifestyle here! The two community pools, spa, clubhouse, and tennis courts are located just steps from your front door, and the home is fully equipped with an in-unit washer and dryer, one private garage space, and an additional assigned parking spot. Centrally located with easy access to the 15, 8, and 163 freeways, you are just minutes from premier shopping at Mission Valley and Fashion Valley, Mission Trails Regional Park, and the San Diego River Trail.

Mortgage Calculator

Est. Monthly Payment

$4,685

Principal & Interest$3,261
Property Tax$645
Insurance$188
HOA$590
%($129,000)
%

Location

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Investment Score

17D
Est. Monthly Rent
$2,506
Monthly Cashflow

Rent − PITIA

$-2,178
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,292

Mortgage (P+I)
$3,261
Cap Rate
-0.06%
Cash-on-Cash
-30.63%
DSCR

Need ≥ 1.25 for DSCR loan

0.53
Break-even Rent
$6,782

NOI (Annual)
$-371
Price-to-Rent

Lower = better for investors

21.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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