
6369 LAKE LUCERNE
Ctop 80%San Diego, CA 92119
One license per person in San Diego: whether you can hold it depends on you, not only the home.
6 licensed short-term rentals within ½ mile (5 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$8,466/mo full cashflow at 20% down, 7.36% rate.
Works at $541,138 (67% under asking), or at 95% down.
Rent $5,371/mo from 12 leases of 3–5 bed houses within 2 mi ($5,087–$5,746).
Beds
4
Baths
3
Sqft
2,238
Year Built
1968
Days on Market
—
Property Type
Single Family
HOA/mo
N/A
MLS ID
260027008SD
This property is in San Diego (92119). Browse neighborhood analytics →
About This Property
A beautiful entry establishes a sophisticated introduction to this contemporary split level home. Spanning 2,238 square feet, this gorgeous residence has undergone a thoughtful renovation that prioritizes both modern aesthetics and a functional, intuitive flow. The interior is defined by an open concept layout, anchored by luxury vinyl plank flooring and a crisp, neutral palette that maximizes the abundance of natural light. The kitchen features warm oak cabinetry paired with sleek quartz countertops and premium stainless steel appliances. The expansive breakfast bar serves as a natural bridge to the main living areas, creating a cohesive space for daily routines. The lower level offers a secondary living space, complete with a fireplace and a dedicated wet bar. Large sliding doors provide a direct connection to the outdoors, ensuring a seamless transition between the interior and the grounds. The home's quality is further reflected in the three remodeled bathrooms, each finished with high end cabinetry and quartz countertops to match the standard set in the four bedrooms. The backyard serves as a private retreat, recently enhanced with new hardscaping and a freshly replastered pool. Located on a well maintained street with proximity to the recreational trails and outdoor activities at Lake Murray, this turnkey property offers a refined living experience in a sought after location! The kitchen features warm oak cabinetry paired with sleek quartz countertops and premium stainless steel appliances. The expansive breakfast bar serves as a natural bridge to the main living areas, creating a cohesive space for daily routines. The lower level offers a secondary living space, complete with a fireplace and a dedicated wet bar. Large sliding doors provide a direct connection to the outdoors, ensuring a seamless transition between the interior and the grounds. The home's quality is further reflected in the three remodeled bathrooms, each finished with high end cabinetry and quartz countertops to match the standard set in the four bedrooms. The backyard serves as a private retreat, recently enhanced with new hardscaping and a freshly replastered pool. Located on a well maintained street with proximity to the recreational trails and outdoor activities at Lake Murray, this turnkey property offers a refined living experience in a sought after location!
Mortgage Calculator
Est. Monthly Payment
$11,228
Location
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Zoned Schools
Elementary
Benchley/Weinberger Elementary · grades K-5 · San Diego Unified
Middle
Pershing Middle · grades 6-8 · San Diego Unified
High
Henry High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$5,371
Comp Average
$5,309
7188 Melotte St
4bd / 2.5ba · 2,277 sqft · Single Family
$1.30M
Est. $5,486/mo
8314 Lake Gaby Avenue
4bd / 3ba · 2,119 sqft · Single Family
$1.22M
Est. $5,133/mo
6880 Maury
4bd / 2.5ba · 2,064 sqft · Single Family
$1.25M
Est. $5,259/mo
7957 Blue Lake Drive
4bd / 3ba · 2,364 sqft · Single Family
$1.30M
Est. $5,390/mo
7320 Jackson Drive
5bd / 3ba · 2,120 sqft · Single Family
$1.28M
Est. $5,276/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
12 leases of 3–5 bed houses within 2 mi · $5,087–$5,746
Blended 50/50 with the zip's market median ($5,242)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$8,466/mo short at 20% down; 95% down or +$10,995/mo rent closes it.
- Break-even price
- $541,138
- Break-even rent
- $16,366/mo
- Cashflow at 35% down
- −$6,761/mo
- Down payment to break even
- 95%
- Rate to break even
- Not reachable
67% under asking
$10,995/mo above the estimate
$1,566,550 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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