
633 Fern Glen
Dbottom 20%La Jolla, CA 92037
Pass at asking: -$19,404/mo full cashflow at 20% down, 7.49% rate.
Works at $734,362 (77% under asking); even all cash loses money at asking.
Rent $7,356/mo from 9 leases of 2-bed houses within 0.5 mi ($6,384–$15,752).
Beds
2
Baths
3
Sqft
2,506
Year Built
2005
Days on Market
—
Property Type
Single Family
HOA/mo
N/A
MLS ID
260026116SD
This property is in La Jolla (92037). View neighborhood stats →
About This Property
Welcome to The Sanctuary. Beyond the gated entrance, soaring two-story ceilings create a dramatic sense of space and light, while an open, thoughtfully designed interior strikes the perfect balance between sophistication and relaxed coastal living. Beautiful French doors throughout the home invite natural light and create a seamless connection to the outdoors. The primary suite, overlooking the expansive living area below, opens onto a spacious balcony, offering an inviting retreat. Lush palms, a secluded patio, and garden evoke a Zen-like sense of tranquility, providing peaceful spaces to entertain or simply enjoy Southern California's coveted lifestyle. Ideally situated just moments from La Jolla Village, the ocean, scenic coastal paths, and the beloved farmers market, the home offers an exceptional opportunity to enjoy the best of this seaside community. Whether enjoyed as a full-time residence or an idyllic coastal escape, this exceptional home captures the essence of La Jolla living, where natural beauty and understated luxury come together.
Mortgage Calculator
Est. Monthly Payment
$22,360
Location
Loading map...
Comparable Properties
5 comps foundThis Property
$7,356
Comp Average
$8,889
5987 Sagebrush Rd.
3bd / 2.5ba · 2,492 sqft · Single Family
$2.10M
Est. $8,888/mo

1311 Caminito Faro
3bd / 3.5ba · 2,471 sqft · Single Family
$2.48M
Est. $8,709/mo
2767 Palomino
3bd / 2.5ba · 2,409 sqft · Single Family
$2.69M
Est. $8,720/mo
316 Gravilla Street
3bd / 2.5ba · 2,442 sqft · Single Family
$4.10M
Est. $9,404/mo
2551 Via Viesta
3bd / 2.5ba · 2,383 sqft · Single Family
$3.85M
Est. $8,726/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
9 leases of 2-bed houses within 0.5 mi · $6,384–$15,752
Blended 50/50 with the zip's market median ($5,867)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$19,404/mo short at 20% down; +$25,200/mo rent closes it.
- Break-even price
- $734,362
- Break-even rent
- $32,556/mo
- Cashflow at 35% down
- −$15,999/mo
- Down payment to break even
- Not reachable
- Rate to break even
- Not reachable
77% under asking
$25,200/mo above the estimate
Negative even all-cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
Open Full Calculator