624 Camino Catalina
1 / 20

624 Camino Catalina

Ctop 80%

Solana Beach, CA 92075

$1,649,000
STR: check · HOA rules unknown · TOT 13%

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$8,541/mo full cashflow at 20% down, 7.43% rate.

Works at $536,925 (67% under asking), or at 95% down.

Rent $6,473/mo from 12 leases of 3-bed condos & townhomes within 2 mi, same school area ($6,726–$7,632).

Beds

3

Baths

2.5

Sqft

1,944

Year Built

1974

Days on Market

95

Property Type

Townhouse

HOA/mo

$860

MLS ID

NDP2607409

This property is in Solana Beach (92075). View neighborhood stats →

Virtual Tour

About This Property

Top 10 Reasons to Love this Home! #1 Spacious 2-story townhouse with primary bedroom down. Feels like a home. #2. Brand new carpeting & interior painting. #3 Spacious living room with vaulted ceiling, French doors, & floor-to-ceiling stone fireplace. #4 Inviting kitchen with granite counters & seating for two. Open flow to dining space & outdoor patio. #5 Inviting wrap-around slate patio offers space, privacy, & greenbelt views. #6 Downstairs primary bedroom with vaulted ceiling, patio, walk-in closet, dual sinks, & large, upgraded shower. #7 Separate laundry room off kitchen. #8 Guest bathroom downstairs. #9 Two additional bedrooms upstairs plus second bathroom with tub/shower. #10 Outstanding location close to golf courses, San Dieguito Park, shopping, restaurants, & the beach.

Mortgage Calculator

Est. Monthly Payment

$12,151

Principal & Interest$9,161
Property Tax$1,649
Insurance$481
HOA$860
%($329,800)
%
Loan Term

Location

Loading map...

Zoned Schools

  • Elementary

    Solana Vista Elementary · grades K-3 · Solana Beach Elementary

  • Middle

    Earl Warren Middle · grades 7-8 · San Dieguito Union High

  • High

    Torrey Pines High · grades 9-12 · San Dieguito Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

7C
Est. Monthly Rent
$6,473

12 leases of 3-bed condos & townhomes within 2 mi, same school area · $6,726–$7,632

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$5,678
Full Cashflow

Incl. vacancy, PM, maint, capex

-$8,541

What would make this work?

$8,541/mo short at 20% down; 95% down or +$11,092/mo rent closes it.

Break-even price

67% under asking

$536,925
Break-even rent

$11,092/mo above the estimate

$17,565/mo
Cashflow at 35% down
−$6,823/mo
Down payment to break even

$1,566,550 cash

95%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$9,161
Cap Rate
0.69%
Cash-on-Cash
-31.08%
DSCR

Need ≥ 1.25 for DSCR loan

0.53

NOI (Annual)
$11,324
Price-to-Rent

Lower = better for investors

21.2

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
CCashflow−$8,541/mo