528 San Andres Drive
Ctop 80%Solana Beach, CA 92075
HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.
Pass at asking: -$8,088/mo full cashflow at 20% down, 7.43% rate.
Works at $546,857 (66% under asking), or at 93% down.
Rent $6,156/mo from 9 leases of 2-bed condos & townhomes within 1 mi, same school area ($5,761–$6,876).
Beds
2
Baths
2.5
Sqft
1,673
Year Built
1988
Days on Market
45
Property Type
Condo
HOA/mo
$540
MLS ID
TR26206084
This property is in Solana Beach (92075). View neighborhood stats →
About This Property
Turn-Key Modern Luxury on the Lomas Santa Fe Golf Course. Nestled in the heart of Solana Beach, this 1,673-square-foot, end-unit townhome at 528 San Andres offers stunning panoramic golf course views and an extensive, modern, european-inspired interior transformation. Key Property Features Open-Concept Living: Features 2 bedrooms, 2.5 bathrooms, a versatile upstairs loft/office, high ceilings, and a private patio with dual cantilevered shade awnings. Completely Renovated Kitchen: Outfitted with custom cabinetry, quartz countertops, quartz backsplash, a deep stainless sink, and premium appliances. Modernized Bathrooms: All baths feature new modern floor to ceiling tile, sleek vanities, updated lighting and fixtures. Upgraded Systems & Efficiency: Features a Navien tankless water heater, a recently serviced central AC/furnace, a Samsung Bespoke laundry hub, and an EV charger in the attached direct access 2-car garage. Combining high-end craftsmanship with an unbeatable coastal location near top-rated schools and pristine beaches, this turn key, move in ready residence is set for a living. Close to shopping and to all Solana Beach has to offer.
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Est. Monthly Payment
$11,495
Location
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Zoned Schools
Elementary
Solana Vista Elementary · grades K-3 · Solana Beach Elementary
Middle
Earl Warren Middle · grades 7-8 · San Dieguito Union High
High
Torrey Pines High · grades 9-12 · San Dieguito Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$6,156
Comp Average
$5,995
111 Delicias Ct
3bd / 2ba · 1,610 sqft · Condo
$1.50M
Est. $5,657/mo
411 Sierra
2bd / 2.5ba · 1,440 sqft · Condo
$1.65M
Est. $6,025/mo
533 Sierra
2bd / 2.5ba · 1,544 sqft · Condo
$1.88M
Est. $6,403/mo
423 Sierra Avenue
3bd / 2.5ba · 1,440 sqft · Condo
$1.70M
Est. $5,704/mo
591 Sierra
2bd / 2.5ba · 1,604 sqft · Condo
$1.95M
Est. $6,184/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
9 leases of 2-bed condos & townhomes within 1 mi, same school area · $5,761–$6,876
Blended 50/50 with the zip's market median ($6,180)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$8,088/mo short at 20% down; 93% down or +$10,504/mo rent closes it.
- Break-even price
- $546,857
- Break-even rent
- $16,660/mo
- Cashflow at 35% down
- −$6,422/mo
- Down payment to break even
- 93%
- Rate to break even
- Not reachable
66% under asking
$10,504/mo above the estimate
$1,487,930 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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