6236 Caminito Buena Suerte
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6236 Caminito Buena Suerte

Ctop 80%

San Diego, CA 92120

$1,025,000
STR: check · HOA rules unknown · TOT 12.75%

12 licensed short-term rentals within ½ mile (6 whole home), from the cities' license and permit lists of Nov 11, 2026.

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$4,983/mo full cashflow at 20% down, 7.43% rate.

Works at $376,219 (63% under asking), or at 91% down.

Rent $4,327/mo from 19 leases of 2–4 bed condos & townhomes within 2 mi ($3,235–$3,815).

Beds

3

Baths

2.5

Sqft

1,743

Year Built

1975

Days on Market

110

Property Type

Condo

HOA/mo

$442

MLS ID

260018004SD

This property is in San Diego (92120). View neighborhood stats →

Virtual Tour

About This Property

Tucked into the gated enclave of Del Cerro Heights, this fully reimagined residence pairs designer finishes with sweeping ocean and sunset vistas that stretch clear across the city. Perched in one of the neighborhood's most coveted pockets, and zoned for the highly-regarded Hearst Elementary, Lewis Middle, and Patrick Henry High, the location is as compelling as the home itself. Enter the home and the scale speaks first: 15-foot vaulted ceilings, walls of glass, and an open floor plan that pulls daylight into every corner. Automated blinds in the living room make it effortless to dial in light and privacy on demand. The remodel left nothing behind: a sleek contemporary kitchen, fully refreshed bathrooms, and a primary suite that has been completely reimagined with an oversized walk-in closet and a spa-inspired en-suite built for slow mornings. Wide-plank luxury vinyl runs continuously throughout, lending warmth and a clean, cohesive flow from room to room. Sustainability is built in with an owned solar system that powers efficient day-to-day living, and the oversized garage adds loft storage for everything that doesn't quite fit anywhere else. Beyond the front door, the gated community delivers resort-level amenities: a large pool and spa, tennis courts, a fitness center, sauna, and a private park. Come live in one of San Diego's most scenic hilltop communities.

Mortgage Calculator

Est. Monthly Payment

$7,460

Principal & Interest$5,694
Property Tax$1,025
Insurance$299
HOA$442
%($205,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Hearst Elementary · grades K-5 · San Diego Unified

  • Middle

    Lewis Middle · grades 6-8 · San Diego Unified

  • High

    Henry High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

11C
Est. Monthly Rent
$4,327

19 leases of 2–4 bed condos & townhomes within 2 mi · $3,235–$3,815

Blended 50/50 with a property-level estimate

A property-level estimate runs more than 25% above what comparable homes leased for ($3,592). Treat this rent with extra care.

Monthly Cashflow

Rent − PITIA

-$3,133
Full Cashflow

Incl. vacancy, PM, maint, capex

-$4,983

What would make this work?

$4,983/mo short at 20% down; 91% down or +$6,471/mo rent closes it.

Break-even price

63% under asking

$376,219
Break-even rent

$6,471/mo above the estimate

$10,798/mo
Cashflow at 35% down
−$3,915/mo
Down payment to break even

$932,750 cash

91%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$5,694
Cap Rate
1.09%
Cash-on-Cash
-29.17%
DSCR

Need ≥ 1.25 for DSCR loan

0.58

NOI (Annual)
$11,136
Price-to-Rent

Lower = better for investors

19.7

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$4,983/mo