6131 Calle Mariselda #104
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6131 Calle Mariselda #104

Ctop 80%

San Diego, CA 92124

$629,000
STR: check · no permits in this complex · TOT 12.75%

2 licensed short-term rentals within ½ mile (1 whole home), from the cities' license and permit lists of Nov 13, 2026.

No unit in this 36-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$2,971/mo full cashflow at 20% down, 7.36% rate.

Works at $240,129 (62% under asking), or at 89% down.

Rent $3,104/mo from 4 leases of 1–3 bed condos & townhomes in 92124 ($2,895–$3,131).

Beds

2

Baths

2.5

Sqft

1,068

Year Built

1990

Days on Market

81

Property Type

Condo

HOA/mo

$555

MLS ID

SW26184732

This property is in San Diego (92124). Browse neighborhood analytics →

About This Property

Drastic price reduction! Seller motivated to sell quickly! Stylish and beautifully maintained townhome offering 2 bedrooms, 2.5 baths, an attached 2-car garage, approximately 1,068 sq. ft., and a private balcony. The bright, open living area features soaring vaulted ceilings, engineered wood flooring, and a striking stone fireplace that creates a warm and inviting focal point. Sliding glass doors extend the living space to the private balcony, perfect for relaxing or enjoying San Diego’s year-round climate.The well-appointed kitchen features updated granite countertops, a tile backsplash, stainless steel appliances, and generous cabinetry. Both bedrooms offer the privacy and convenience of en-suite full bathrooms, while additional upgrades include updated baths, new carpet, new dual-pane vinyl windows, and recently purchased central heating and air conditioning.Enjoy direct garage access, in-unit laundry, ample storage, and a convenient second-floor exterior exit. Mediterranean three story vila with no one above or below.Ideally located with easy access to the 52 and 15 freeways, as well as nearby shopping, dining, and highly rated schools.Move-in ready and beautifully upgraded, this inviting home offers comfort, convenience, and an excellent San Diego location.

Mortgage Calculator

Est. Monthly Payment

$4,838

Principal & Interest$3,470
Property Tax$629
Insurance$183
HOA$555
%($125,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Kumeyaay Elementary · grades K-5 · San Diego Unified

  • Middle

    Farb Middle · grades 6-8 · San Diego Unified

    or De Portola Middle · grades 6-8 · San Diego Unified

    Choice area: the district lets families here pick either school.

  • High

    Canyon Hills High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

33C
Est. Monthly Rent
$3,104

4 leases of 1–3 bed condos & townhomes in 92124 · $2,895–$3,131

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$1,733
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,971

What would make this work?

$2,971/mo short at 20% down; 89% down or +$3,859/mo rent closes it.

Break-even price

62% under asking

$240,129
Break-even rent

$3,859/mo above the estimate

$6,963/mo
Cashflow at 35% down
−$2,321/mo
Down payment to break even

$559,810 cash

89%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,470
Cap Rate
1.25%
Cash-on-Cash
-28.34%
DSCR

Need ≥ 1.25 for DSCR loan

0.64

NOI (Annual)
$7,849
Price-to-Rent

Lower = better for investors

16.9

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
CCashflow−$2,971/mo