6047 Caminito De La Taza

6047 Caminito De La Taza

Ctop 80%

San Diego, CA 92120

$1,150,000
NEW — 0d
STR: check · HOA rules unknown · TOT 12.75%

14 licensed short-term rentals within ½ mile (7 whole home), from the cities' license and permit lists of Nov 13, 2026.

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$5,380/mo full cashflow at 20% down, 7.36% rate.

Works at $446,010 (61% under asking), or at 88% down.

Rent $4,946/mo from 25 leases of 3-bed houses within 2 mi ($4,815–$5,418).

Beds

3

Baths

3

Sqft

2,093

Year Built

1980

Days on Market

0

Property Type

Single Family

HOA/mo

$400

MLS ID

NDP2610241

This property is in San Diego (92120). View neighborhood stats →

Virtual Tour

About This Property

Panoramic Views in Highly Desirable Del Cerro! Welcome to an incredible opportunity to own a home in one of San Diego’s most sought-after communities. Situated in the desirable Del Cerro neighborhood, this 3-bedroom, 3-bathroom home offers 2,093 square feet of living space, breathtaking panoramic views, and a prime central San Diego location. The standout feature of this property is undoubtedly the spectacular sweeping views, creating an impressive backdrop for everyday living and entertaining. Whether enjoying a quiet morning or taking in the evening scenery, the views make this home truly special. Beyond the home itself, residents enjoy an impressive collection of community amenities, including a swimming pool, relaxing spa, sauna, fitness center, park, and playground. These amenities offer the perfect combination of recreation, relaxation, and convenience, all within the community. Location is everything, and Del Cerro delivers. Conveniently situated near San Diego State University (SDSU), Mission Trails Regional Park, shopping, dining, and major freeways, this home offers easy access to Downtown San Diego, Mission Valley, and surrounding communities while enjoying the established charm and appeal of Del Cerro. With its combination of spacious living, spectacular panoramic views, resort-style community amenities, and an exceptional central San Diego location, this property presents a rare opportunity to experience the best of Del Cerro living.

Mortgage Calculator

Est. Monthly Payment

$8,230

Principal & Interest$6,345
Property Tax$1,150
Insurance$335
HOA$400
%($230,000)
%
Loan Term

Location

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Investment Score

13C
Est. Monthly Rent
$4,946

25 leases of 3-bed houses within 2 mi · $4,815–$5,418

Blended 50/50 with the zip's market median ($4,757)

Monthly Cashflow

Rent − PITIA

-$3,284
Full Cashflow

Incl. vacancy, PM, maint, capex

-$5,380

What would make this work?

$5,380/mo short at 20% down; 88% down or +$6,987/mo rent closes it.

Break-even price

61% under asking

$446,010
Break-even rent

$6,987/mo above the estimate

$11,933/mo
Cashflow at 35% down
−$4,190/mo
Down payment to break even

$1,012,000 cash

88%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$6,345
Cap Rate
1.27%
Cash-on-Cash
-28.07%
DSCR

Need ≥ 1.25 for DSCR loan

0.60

NOI (Annual)
$14,549
Price-to-Rent

Lower = better for investors

19.4

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$5,380/mo