602 Lotus Drive
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602 Lotus Drive

B

San Marcos, CA 92069

$682,000

Beds

2

Baths

2.5

Sqft

1,215

Year Built

2026

Days on Market

45

Property Type

Townhouse

HOA/mo

$310

MLS ID

OC26087834

This property is in San Marcos (92069). View neighborhood stats →

About This Property

Brand new, energy-efficient home! This open-concept floorplan is perfect for connecting with the family. Families will enjoy the convenience of bedrooms located on the same floor. The end-unit location offers privacy, while the garage storage space offers opportunity for organization. Cielo, in San Marcos, CA, is the place for your carefree SoCal life. Offering stylish townhomes with spacious, open-concept floorplans, chef-inspired kitchens, primary suites with walk-in closets and covered decks. Homeowners will benefit from Cielo's turnkey, move-in ready features such as included Whirlpool® appliances and whole home blinds. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

Mortgage Calculator

Est. Monthly Payment

$4,639

Principal & Interest$3,449
Property Tax$682
Insurance$199
HOA$310
%($136,400)
%

Location

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Investment Score

33C
Est. Monthly Rent
$3,106
Monthly Cashflow

Rent − PITIA

$-1,534
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,816

Mortgage (P+I)
$3,449
Cap Rate
1.11%
Cash-on-Cash
-24.78%
DSCR

Need ≥ 1.25 for DSCR loan

0.67
Break-even Rent
$6,764

NOI (Annual)
$7,587
Price-to-Rent

Lower = better for investors

18.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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