602 Fir Street
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602 Fir Street #402

C

San Diego, CA 92101

$749,000
NEW — 1d

Beds

2

Baths

2

Sqft

880

Year Built

1993

Days on Market

1

Property Type

Condo

HOA/mo

$375

MLS ID

NDP2605021

This property is in San Diego (92101). View neighborhood stats →

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About This Property

Located in the heart of Little Italy, this top-floor SW facing residence showcases sweeping city and bay views, dramatic oversized windows, and a flexible loft-style layout just steps from some of San Diego's best restaurants, cafes, cocktail bars, waterfront paths, and the iconic Little Italy Farmers Market. Inside, the open-concept living space is flooded with natural light and anchored by warm wood flooring, soaring 20-foot ceilings, and a striking spiral staircase that adds distinctive architectural character rarely found in downtown condos. The kitchen features rich wood cabinetry, granite countertops, stainless steel appliances, and bar seating that flows seamlessly into the main living and dining areas, ideal for entertaining or relaxed everyday living. The spacious primary suite offers excellent natural light, city outlooks, and convenient access to the in-unit washer/dryer. Upstairs, the loft-style second level creates flexibility for guests, a home office, or additional living space while overlooking the dramatic two-story living area below. Enjoy elevated city and peek bay views, secure building access, central A/C, and a rare oversized tandem parking space in the secured underground garage. The building also offers lower HOA dues relative to many similar Little Italy properties. With Waterfront Park, the harbor, award-winning dining, coffee shops, nightlife, and downtown San Diego all just outside your door, this is Little Italy living at its best!

Mortgage Calculator

Est. Monthly Payment

$5,130

Principal & Interest$3,787
Property Tax$749
Insurance$218
HOA$375
%($149,800)
%

Location

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Investment Score

40C
Est. Monthly Rent
$3,854
Monthly Cashflow

Rent − PITIA

$-1,275
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,786

Mortgage (P+I)
$3,787
Cap Rate
1.60%
Cash-on-Cash
-22.32%
DSCR

Need ≥ 1.25 for DSCR loan

0.75
Break-even Rent
$7,472

NOI (Annual)
$12,017
Price-to-Rent

Lower = better for investors

16.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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