450 J St
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450 J St #5191

B

San Diego, CA 92101

$460,000
NEW — 1d

Soft Appraisal Value: $448,700 · 2.5% above estimate

Beds

1

Baths

1

Sqft

777

Year Built

2004

Days on Market

1

Property Type

Condo

HOA/mo

$733

MLS ID

PTP2603555

This property is in San Diego (92101). View neighborhood stats →

Virtual Tour

About This Property

Perched above the Gaslamp Quarter, this fifth floor 1-bed, 1-bath at Gaslamp City Square delivers 777 square feet of sleek, walkable, do-it-all downtown living. Southern exposure, plenty of space for activities, all right where you want to be. Sunlight pours in by day. By night, the city lights up your living room with that unmistakable downtown glow, courtesy of front-row J Street views straight from your windows. The unit feels alive because the neighborhood always is. Step outside and the best of San Diego is at your feet: top-tier dining, buzzing nightlife, Petco Park, Seaport Village, East Village, and every espresso, taco, and late-night slice you could want. This is Gaslamp at full volume. Inside the building: pool, spa, courtyard with BBQs, fitness center, community room, and controlled access, all with HOA dues well below the downtown average. Full-time landing pad or smart investment, #5191 checks every box. Plug in, sit back, and watch the city move beneath you.

Mortgage Calculator

Est. Monthly Payment

$3,653

Principal & Interest$2,326
Property Tax$460
Insurance$134
HOA$733
%($92,000)
%

Location

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Investment Score

49B
Est. Monthly Rent
$2,977
Monthly Cashflow

Rent − PITIA

$-676
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,744

Mortgage (P+I)
$2,326
Cap Rate
1.52%
Cash-on-Cash
-22.75%
DSCR

Need ≥ 1.25 for DSCR loan

0.81
Break-even Rent
$5,242

NOI (Annual)
$6,983
Price-to-Rent

Lower = better for investors

12.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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