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1150 J St
1 / 18

1150 J St #313

C

San Diego, CA 92101

$450,000

Soft Appraisal Value: $436,800 · 3.0% above estimate

Beds

1

Baths

1

Sqft

605

Year Built

2005

Days on Market

43

Property Type

Condo

HOA/mo

$550

MLS ID

PTP2602910

This property is in San Diego (92101). View neighborhood stats →

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About This Property

This Downtown San Diego condo isn’t just a place to live, it’s your shortcut to everything the city has to offer. Imagine walking out your door and heading to Petco Park for a game or concert, grabbing dinner at your favorite restaurant, or meeting friends for a night out, all without worrying about traffic, parking, or rideshare costs. Inside, this 1-bedroom, 1-bath residence offers 605 square feet of thoughtfully designed space that feels open, comfortable, and functional. The layout flows naturally from the kitchen into the living area, with warm finishes, large windows, and natural light that brings the space to life. The kitchen is practical and inviting, featuring ample cabinetry, stainless steel appliances, and clean countertops for everyday use. The living and bedroom area offer a distinct urban feel with brick-style accent walls and a loft-like atmosphere, while still maintaining a sense of privacy. Convenience is built in with an in-unit washer and dryer, making day-to-day living simple and efficient. Beyond your front door, the Metro community offers a fully equipped fitness center and resident lounge, giving you additional space to unwind or recharge without leaving the building. In a downtown location where it matters most, this home also includes an assigned parking space and a private storage space, adding real value and everyday ease. This is more than your next home, it’s a smarter way to live. Less time commuting, more time enjoying everything San Diego has to offer. BONUS- The existing loan is a VA loan at 2.25%, which may be eligible for assumption.

Mortgage Calculator

Est. Monthly Payment

$3,407

Principal & Interest$2,275
Property Tax$450
Insurance$131
HOA$550
%($90,000)
%

Location

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Investment Score

43C
Est. Monthly Rent
$2,493
Monthly Cashflow

Rent − PITIA

$-913
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,862

Mortgage (P+I)
$2,275
Cap Rate
1.10%
Cash-on-Cash
-24.82%
DSCR

Need ≥ 1.25 for DSCR loan

0.73
Break-even Rent
$4,911

NOI (Annual)
$4,963
Price-to-Rent

Lower = better for investors

15.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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