598 Paloma Court

598 Paloma Court

D

Encinitas, CA 92024

$2,425,000
NEW — 4d on market

Beds

4

Baths

4

Sqft

2,543

Year Built

2002

Days on Market

4

Property Type

Single Family

HOA/mo

$315

MLS ID

NDP2601884

Description

Located in Encinitas Ranch, just minutes from the coast, golf, and neighborhood trails, this home balances thoughtful design with everyday livability. The backyard is designed for year-round use, with a built-in fireplace, overhead heaters, and spa creating a comfortable setting for evenings at home. The family room flows naturally from the kitchen, anchored by a fireplace with custom built-ins that balance texture and simplicity. Expansive windows draw in natural light while a glass door opens to the backyard creating an easy indoor-outdoor connection. The result is a space that feels open, welcoming, and perfectly suited for gathering with family or hosting friends. At the heart of the kitchen, a statement Wolf six-burner range is framed by artisan tile and a custom wood hood, while the built-in Sub-Zero refrigerator integrates beautifully into the surrounding cabinetry. Quartz countertops extend across a generous island with seating, offering ample space for meal prep, casual dining, or conversation. The primary suite is designed as a private retreat, offering generous scale, layered ceiling detail, and abundant natural light. The space feels open, airy, and quietly refined, with a seamless flow into the spa-like primary bath featuring an expansive dual-sink vanity with extensive storage, a separate soaking tub, and a walk-in shower. Completing the home are three additional bedrooms, each with its own ensuite bathroom, including an entry level bedroom and full bathroom. A Tesla Powerwall in the garage adds a practical layer of energy efficiency. Call to schedule a private showing.

Mortgage Calculator

Est. Monthly Payment

$15,709

Principal & Interest$12,262
Property Tax$2,425
Insurance$707
HOA$315
%($485,000)
%

Investment Score

1D
Est. Monthly Rent

Market Rent Estimate

$7,952
Monthly Cashflow

Rent − PITI − HOA

$-7,757
Full Cashflow

Incl. vacancy, PM, maint, capex

$-11,607

Mortgage (P+I)
$12,262
Cap Rate
0.32%
Cash-on-Cash
-19.19%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.65
Break-even Rent
$15,709

NOI (Annual)
$7,862
Price-to-Rent

Lower = better for investors

25.4

* Defaults: 20% down, 6.5% rate, 30yr.

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