595 Rosecrans Street

595 Rosecrans Street

D

San Diego, CA 92106

$3,300,000
NEW — 0d on market

Beds

4

Baths

2.5

Sqft

2,272

Year Built

1940

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

260007754SD

View on MLS

Description

Located in the prestigious La Playa neighborhood of Point Loma, this wonderful home offers an opportunity to own in one of Point Loma's most coveted coastal enclaves. Set on an elevated lot, the home captures unobstructed, panoramic views of San Diego Bay, the downtown skyline, Coronado Island and the iconic Coronado Bridge—along with a dynamic, ever-changing backdrop of marina activity and sailboats on the water. This charming 4-bedroom, 2.5-bath home blends timeless character with thoughtful design. Remodeled in 1993 and lovingly maintained, it features an open floor plan filled with warmth and natural light. Highlights include two fireplaces, hardwood floors, elegant coffered ceilings, and extensive built-ins throughout. Expansive windows and both upper and lower view decks provide the perfect vantage points to soak in the stunning coastal scenery. An attached two-car garage offers convenient direct access, while a spacious 19x17 lower-level storage room provides exceptional flexibility for hobbies, storage, or future customization. With no neighbor on one side, the property enjoys added privacy and direct backyard access to Perry Street. Ideally located just moments from yacht clubs, the scenic Bessemer Trail, and Kellogg’s Beach, this home also benefits from a recorded view easement on two lower Perry Street properties—helping to preserve the remarkable vistas for years to come. Enjoy close proximity to Shelter Island, La Playa Village’s charming shops and restaurants, Liberty Station, and all that Point Loma has to offer. This is coastal living at its finest.

Mortgage Calculator

Est. Monthly Payment

$20,949

Principal & Interest$16,687
Property Tax$3,300
Insurance$962
%($660,000)
%

Investment Score

0D
Est. Monthly Rent
$7,555
Monthly Cashflow

Rent − PITIA

$-13,394
Full Cashflow

Incl. vacancy, PM, maint, capex

$-17,881

Mortgage (P+I)
$16,687
Cap Rate
-0.43%
Cash-on-Cash
-32.51%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.36
Break-even Rent
$30,777

NOI (Annual)
$-14,336
Price-to-Rent

Lower = better for investors

36.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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