
5920 Scripps St
Ctop 80%San Diego, CA 92122
One license per person in San Diego: whether you can hold it depends on you, not only the home.
This parcel holds a short-term rental license: Tier 3 (whole home), through Mar 2028. It doesn’t transfer: a buyer applies for their own.
14 licensed short-term rentals within ½ mile (10 whole home), from the cities' license and permit lists of Nov 8, 2026.
Pass at asking: -$7,700/mo full cashflow at 20% down, 7.43% rate.
Works at $497,373 (67% under asking), or at 94% down.
Rent $4,961/mo from 10 leases of 2–4 bed houses within 0.5 mi, same school area ($4,699–$5,297).
Beds
3
Baths
2
Sqft
1,309
Year Built
1962
Days on Market
44
Property Type
Single Family
HOA/mo
N/A
MLS ID
260023076SD
This property is in San Diego (92122). View neighborhood stats →
About This Property
Welcome to this beautiful detached single-family home offering 3 bedrooms, 2 bathrooms, and the perfect blend of comfort, functionality, and Southern California living. The home features hard-surface flooring throughout with no carpet, along with abundant cabinetry and generous storage space for everyday living. Step outside to your own private backyard retreat featuring a sparkling swimming pool and relaxing spa—perfect for entertaining, weekend gatherings, or simply enjoying the San Diego sunshine. Mature fruit trees in both the front and backyard add greenery, charm, and the enjoyment of fresh seasonal fruit. A major highlight is the PAID-OFF SOLAR system, providing valuable energy savings with no ongoing solar lease payment. The convenient location puts you close to UCSD, shopping, dining, schools, and major freeways, with easy access to La Jolla, beautiful San Diego beaches, UTC, and Downtown San Diego.Whether relaxing by the pool, enjoying the spa, picking fruit from your own yard, or heading to the coast, this home offers an exceptional San Diego lifestyle. Private pool and spa, paid-off solar, abundant storage, no carpet, and a desirable central location make this property a wonderful place to call home. Welcome to this beautiful detached single-family home offering the perfect combination of comfort, functionality, and the Southern California lifestyle! Featuring 3 bedrooms and 2 bathrooms, this inviting residence offers a thoughtfully designed floor plan with hard-surface flooring throughout—no carpet—and abundant cabinetry providing excellent storage space for everyday living. The backyard is a true private retreat. Enjoy your own sparkling swimming pool and relaxing spa, perfect for entertaining family and friends, weekend gatherings, or simply unwinding under the San Diego sunshine. Mature fruit trees in both the front and backyard add charm, greenery, and a wonderful garden feel to the property. Another outstanding feature is the PAID-OFF SOLAR system, offering valuable energy savings without an ongoing solar lease payment. The home provides generous storage throughout, with extensive cabinetry and plenty of space to keep everything organized. The location makes this home even more desirable. Conveniently situated near UCSD with easy access to shopping, dining, schools, and major freeways, the property is also ideally positioned for enjoying some of San Diego’s best destinations. Beautiful beaches, La Jolla, UTC, and Downtown San Diego are all within convenient reach, making work, school, dining, shopping, and recreation easily accessible. Whether enjoying a quiet evening by the pool, relaxing in the spa, picking fresh fruit from your own yard, or heading out to the beach, this home offers the lifestyle San Diego is known for. With a private pool and spa, paid-off solar, hard-surface flooring throughout, abundant storage, and a highly convenient central location, this property is ready for its next owner to call it home.
Mortgage Calculator
Est. Monthly Payment
$10,271
Location
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Zoned Schools
Elementary
Spreckels Elementary · grades K-5 · San Diego Unified
Middle
Standley Middle · grades 6-8 · San Diego Unified
High
University City High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
4 comps foundThis Property
$4,961
Comp Average
$4,952
5478 Honors
4bd / 2ba · 1,548 sqft · Single Family
$1.62M
Est. $5,568/mo
4260 Karensue Avenue
3bd / 2ba · 1,648 sqft · Single Family
$1.50M
Est. $4,984/mo
2716 Nansen Avenue
3bd / 2ba · 1,664 sqft · Single Family
$1.75M
Est. $5,520/mo
7235 Whipple Ave
2bd / 2ba · 950 sqft · Single Family
$1.30M
Est. $3,735/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
10 leases of 2–4 bed houses within 0.5 mi, same school area · $4,699–$5,297
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$7,700/mo short at 20% down; 94% down or +$10,000/mo rent closes it.
- Break-even price
- $497,373
- Break-even rent
- $14,961/mo
- Cashflow at 35% down
- −$6,138/mo
- Down payment to break even
- 94%
- Rate to break even
- Not reachable
67% under asking
$10,000/mo above the estimate
$1,410,000 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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