5918 Germaine Ln

5918 Germaine Ln

C

La Jolla, CA 92037

$4,665,000

Beds

4

Baths

4

Sqft

3,583

Year Built

1975

Days on Market

Property Type

Single Family

HOA/mo

N/A

MLS ID

260017365SD

This property is in La Jolla (92037). View neighborhood stats →

About This Property

Set on an expansive 11,600 square foot lot in La Jolla's coveted Muirlands neighborhood, this extensively renovated residence blends timeless design with modern coastal luxury while capturing panoramic ocean, bay, downtown San Diego, sunset, and SeaWorld fireworks views. Elevated above the street for exceptional privacy, the home has been thoughtfully transformed with a striking new steel entry gate, contemporary garage doors, a redesigned exterior staircase, professionally landscaped front grounds, beautifully remodeled bathrooms, premium wide plank flooring, designer lighting throughout, and dramatic accordion glass doors that seamlessly connect the interior to the sprawling backyard. Designed for effortless entertaining and comfortable everyday living, the open floor plan is filled with natural light and centers around a chef's kitchen featuring Carrera marble countertops, a large island with seating, premium stainless steel appliances, a six burner gas range, and an adjoining dining area ideal for large gatherings. The inviting living room offers vaulted ceilings, a fireplace, and direct access to a view deck showcasing breathtaking coastal vistas and nightly fireworks. The private backyard creates the ultimate Southern California retreat with a solar heated lap pool and spa, expansive lawn, multiple entertaining spaces, and exceptional privacy. Offering four spacious bedrooms and four beautifully appointed bathrooms, the luxurious primary suite features a fireplace, office, sitting area, and private access to the spa. Ideally located just minutes from La Jolla Village, world class beaches, renowned dining, shopping, recreation, and highly rated schools, this exceptional home presents a rare opportunity to enjoy elevated coastal living with designer finishes, spectacular views, and seamless indoor outdoor living in one of La Jolla's most sought after neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$29,614

Principal & Interest$23,589
Property Tax$4,665
Insurance$1,361
%($933,000)
%

Investment Score

0D
Est. Monthly Rent
$8,278
Monthly Cashflow

Rent − PITIA

$-21,337
Full Cashflow

Incl. vacancy, PM, maint, capex

$-27,128

Mortgage (P+I)
$23,589
Cap Rate
-0.91%
Cash-on-Cash
-34.89%
DSCR

Need ≥ 1.25 for DSCR loan

0.28
Break-even Rent
$43,509

NOI (Annual)
$-42,473
Price-to-Rent

Lower = better for investors

47.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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