646 Wrelton Drive
1 / 20

646 Wrelton Drive

D

La Jolla, CA 92037

$2,985,000
NEW — 2d

Soft Appraisal Value: $2,874,200 · 3.9% above estimate

Beds

3

Baths

2

Sqft

1,598

Year Built

1958

Days on Market

2

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2605438

This property is in La Jolla (92037). View neighborhood stats →

Virtual Tour

About This Property

Nestled in the heart of La Jolla’s coveted Bird Rock neighborhood, this charming single-level beach bungalow presents a rare opportunity to create your dream coastal retreat. Offering 3 bedrooms, 2 bathrooms, and approximately 1,598 square feet of living space, the home is brimming with character, potential, and possibilities. Situated on a quiet residential street just moments from Tourmaline Beach, Calumet Park, local cafés, boutiques, and some of Bird Rock’s most beloved restaurants, the location is truly second to none. Original hardwood floors are believed to be hidden beneath the existing carpet, offering an exciting opportunity to restore the home’s vintage charm. This property is ready for its next chapter. Whether you’re looking to renovate, reimagine, or build upon its potential, opportunities like this are becoming increasingly rare in one of La Jolla’s most sought-after coastal communities. The generous lot, detached garage, and long driveway provide flexibility for future improvements, while the possibility of capturing ocean views with a second story further enhances the property’s appeal. Bring your vision and unlock the full potential of this Bird Rock gem, just blocks from the sand, surf, and vibrant coastal lifestyle that make La Jolla one of Southern California’s premier destinations.

Mortgage Calculator

Est. Monthly Payment

$18,949

Principal & Interest$15,094
Property Tax$2,985
Insurance$871
%($597,000)
%

Location

Loading map...

Investment Score

0D
Est. Monthly Rent
$6,921
Monthly Cashflow

Rent − PITIA

$-12,029
Full Cashflow

Incl. vacancy, PM, maint, capex

$-16,108

Mortgage (P+I)
$15,094
Cap Rate
-0.41%
Cash-on-Cash
-32.38%
DSCR

Need ≥ 1.25 for DSCR loan

0.37
Break-even Rent
$27,841

NOI (Annual)
$-12,172
Price-to-Rent

Lower = better for investors

35.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator