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5840 Trojan Ave

Ctop 80%

San Diego, CA 92115

$799,000

NEW — 1d

STR-eligible · San Diego Tier 3 · TOT 12.75%

One license per person in San Diego: whether you can hold it depends on you, not only the home.

21 licensed short-term rentals within ½ mile (8 whole home), from the cities' license and permit lists of Nov 13, 2026.

Pass at asking: -$3,789/mo full cashflow at 20% down, 7.36% rate.

Works at $303,233 (62% under asking), or at 89% down.

Rent $3,009/mo from 14 leases of 1–3 bed houses within 1 mi ($2,959–$3,368).

Beds

Baths

Sqft

914

Year Built

1949

Days on Market

Property Type

Single Family

HOA/mo

N/A

MLS ID

260026793SD

This property is in San Diego (92115). View neighborhood stats →

Virtual Tour

About This Property

Set high on a hill, 5840 Trojan Ave makes even the drive home scenic. Depending on your route, you’ll catch glimpses of the ocean and downtown skyline to the west or take in mountain views to the east. A mahogany Dutch door welcomes you inside, where beautifully restored original hardwood floors lend warmth to a two bedroom, one bath easy flowing layout. A brand new kitchen and newly remodeled bathroom complement the home’s original character. Fresh paint inside and out adds to the refresh, and central heating and air conditioning keep the home comfortable year round. Out back, take in sweeping views from the patio over morning coffee or as the sun sets. The expansive backyard offers plenty of room to garden, entertain, or create an outdoor space of your own. The home also has a one-car garage and a newer roof, and termite repairs are complete.

Mortgage Calculator

Est. Monthly Payment

$5,440

Principal & Interest$4,408

Property Tax$799

Insurance$233

Down Payment

%($159,800)

Interest Rate

Loan Term

Location

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Zoned Schools

Elementary
Pendleton Elementary · grades K-5 · San Diego Unified
Middle
Mann Middle · grades 6-8 · San Diego Unified
High
Crawford High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Comparable Properties

5 comps found

This Property

$3,009

Comp Average

$2,927

6343 Jeff St

2bd / 1ba · 780 sqft · Single Family

$679K

Est. $2,884/mo

4231 54th Place

2bd / 1ba · 852 sqft · Single Family

$790K

Est. $2,875/mo

6303 Cleo St.

2bd / 1ba · 884 sqft · Single Family

$860K

Est. $2,986/mo

4130 Vista Grande Drive

2bd / 1ba · 806 sqft · Single Family

$895K

Est. $2,972/mo

4547 Contour Blvd

2bd / 2ba · 830 sqft · Single Family

$899K

Est. $2,918/mo

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

24C

Est. Monthly Rent

$3,009

14 leases of 1–3 bed houses within 1 mi · $2,959–$3,368

Blended 50/50 with the zip's market median ($2,835)

Monthly Cashflow

Rent − PITIA

-$2,431

Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,789

What would make this work?

$3,789/mo short at 20% down; 89% down or +$4,921/mo rent closes it.

Break-even price: $303,233
Break-even rent: $7,930/mo
Cashflow at 35% down: −$2,963/mo
Down payment to break even: 89%
Rate to break even: Not reachable

Mortgage (P+I)

$4,408

Cap Rate

1.16%

Cash-on-Cash

-28.45%

DSCR

Need ≥ 1.25 for DSCR loan

0.55

NOI (Annual)

$9,235

Price-to-Rent

Lower = better for investors

22.1

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$3,789/mo