5737 Laramie Way

5737 Laramie Way

Btop 30%

San Diego, CA 92120

$1,025,000
NEW — 0d
STR-eligible · San Diego Tier 3 · TOT 12.75%

One license per person in San Diego: whether you can hold it depends on you, not only the home.

11 licensed short-term rentals within ½ mile (8 whole home), from the cities' license and permit lists of Nov 13, 2026.

Pass at asking: -$3,818/mo full cashflow at 20% down, 7.36% rate.

Works at $525,477 (49% under asking), or at 75% down.

Rent $5,215/mo from 18 leases of 3–5 bed houses within 2 mi ($4,704–$5,209).

Beds

4

Baths

2

Sqft

1,855

Year Built

1967

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

260026945SD

This property is in San Diego (92120). View neighborhood stats →

About This Property

Welcome to 5737 Laramie Way! A beautifully situated detached home offering 4 bedrooms, 2 bathrooms, and 1,855 square feet of well-designed living space. The thoughtfully laid-out floor plan features a formal living room, a dedicated dining room, and spacious bedrooms, providing plenty of room for comfortable everyday living and entertaining. Step outside to your own private backyard retreat, complete with a swimming pool and incredible panoramic views. Whether you're relaxing poolside, hosting gatherings, or simply enjoying the scenery, this outdoor space offers a wonderful setting to embrace San Diego's year-round sunshine. Ideally located in the desirable Allied Gardens community, this home is approximately a seven-minute walk from Rancho Mission Canyon Park, offering convenient access to outdoor recreation, walking trails, and open space. The neighborhood also offers proximity to highly regarded schools, including Marvin Elementary and Patrick Henry High School, along with shopping, dining, and major freeways. A fantastic opportunity to enjoy space, views, and an exceptional San Diego location.

Mortgage Calculator

Est. Monthly Payment

$6,979

Principal & Interest$5,655
Property Tax$1,025
Insurance$299
%($205,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Marvin Elementary · grades K-5 · San Diego Unified

  • Middle

    Lewis Middle · grades 6-8 · San Diego Unified

  • High

    Henry High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

38B
Est. Monthly Rent
$5,215

18 leases of 3–5 bed houses within 2 mi · $4,704–$5,209

Blended 50/50 with the zip's market median ($5,421)

Monthly Cashflow

Rent − PITIA

-$1,764
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,818

What would make this work?

$3,818/mo short at 20% down; 75% down or +$4,958/mo rent closes it.

Break-even price

49% under asking

$525,477
Break-even rent

$4,958/mo above the estimate

$10,173/mo
Cashflow at 35% down
−$2,757/mo
Down payment to break even

$768,750 cash

75%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$5,655
Cap Rate
2.46%
Cash-on-Cash
-22.35%
DSCR

Need ≥ 1.25 for DSCR loan

0.75

NOI (Annual)
$25,178
Price-to-Rent

Lower = better for investors

16.4

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$3,818/mo