572 Vance St
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572 Vance St

Ctop 80%

Chula Vista, CA 91910

$789,500
NEW — 0d

Pass at asking: -$3,311/mo full cashflow at 20% down, 7.43% rate.

Works at $358,286 (55% under asking), or at 81% down.

Rent $3,574/mo from 8 leases of 2–4 bed houses within 1 mi ($2,945–$3,378).

Beds

3

Baths

2

Sqft

1,196

Year Built

1947

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

260026410SD

This property is in Chula Vista (91910). Browse neighborhood analytics →

About This Property

One Beautifully Remodeled Home. Two Incredible Possibilities! Step inside this stunning, move-in-ready 3-bedroom, 2-bath home with a 1-car garage, where modern upgrades and thoughtful finishes create a fresh, inviting living space! Enjoy a beautifully redesigned kitchen featuring updated cabinetry, countertops, and new appliances. Both bathrooms have been tastefully remodeled with stylish vanities, shower enclosures, and modern fixtures. The upgrades don't stop there! New roof, new windows, newer electrical panel, fresh paint, beautiful flooring, new baseboards, and ceiling fans make this home truly stand out. Here's the BONUS that makes this property even more exciting! Situated on an R-2 zoned lot with alley access, the property offers potential to add a second dwelling with its own private entrance. Home is located near schools, restaurants, shopping centers and freeways. Enjoy the upgrades and explore the possibilities! Whether you're looking for a beautifully updated home or an investment opportunity with future potential, this property deserves a closer look! One photo is AI-generated to illustrate a potential ADU. No ADU currently exists. Any additional dwelling is subject to city approval.

Mortgage Calculator

Est. Monthly Payment

$5,406

Principal & Interest$4,386
Property Tax$790
Insurance$230
%($157,900)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Vista Square Elementary · grades PK-6 · Chula Vista Elementary

  • Middle

    Chula Vista Middle · grades 7-8 · Sweetwater Union High

  • High

    Chula Vista Senior High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

36C
Est. Monthly Rent
$3,574

8 leases of 2–4 bed houses within 1 mi · $2,945–$3,378

Blended 50/50 with the zip's market median ($3,942)

Monthly Cashflow

Rent − PITIA

-$1,832
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,311

What would make this work?

$3,311/mo short at 20% down; 81% down or +$4,301/mo rent closes it.

Break-even price

55% under asking

$358,286
Break-even rent

$4,301/mo above the estimate

$7,875/mo
Cashflow at 35% down
−$2,489/mo
Down payment to break even

$639,495 cash

81%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,386
Cap Rate
1.90%
Cash-on-Cash
-25.17%
DSCR

Need ≥ 1.25 for DSCR loan

0.66

NOI (Annual)
$15,039
Price-to-Rent

Lower = better for investors

18.4

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$3,311/mo