5653 Riley St

5653 Riley St

D

San Diego, CA 92110

$624,999

Beds

2

Baths

2

Sqft

1,030

Year Built

1985

Days on Market

85

Property Type

Condo

HOA/mo

$485

MLS ID

2600126SD

View on MLS

Description

Super cute and move-in ready! This bright and airy 2 bed, 2 bath condo features a spacious open layout filled with natural light, a cozy fireplace, and a private west facing balcony, perfect for relaxing, taking in the ocean breeze and watching beautiful San Diego sunsets or Sea World fireworks. Enjoy the convenience of your own full-size laundry closet and garage for parking and storage. This small complex features a pool and hot tub and is very well maintained. Ideally located near USD with easy access to freeways, shopping, dining, and the nearby trolley stop. A charming home in a prime location, don’t miss this opportunity!

Mortgage Calculator

Est. Monthly Payment

$4,453

Principal & Interest$3,160
Property Tax$625
Insurance$182
HOA$485
%($125,000)
%

Investment Score

4D
Est. Monthly Rent
$3,294
Monthly Cashflow

Rent − PITI − HOA

$-1,158
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,437

Mortgage (P+I)
$3,160
Cap Rate
1.39%
Cash-on-Cash
-23.39%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.74
Break-even Rent
$6,459

NOI (Annual)
$8,683
Price-to-Rent

Lower = better for investors

15.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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