5598 Caminito Genio
Dbottom 20%La Jolla, CA 92037
32 licensed short-term rentals within ½ mile (22 whole home), from the cities' license and permit lists of Nov 3, 2026.
None of the 74 homes on this home's recorded tract holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$19,636/mo full cashflow at 20% down, 7.49% rate.
Works at $804,210 (76% under asking); even all cash loses money at asking.
Rent $8,550/mo from 13 leases of 3–5 bed houses within 0.5 mi ($7,941–$10,060).
Beds
4
Baths
2.5
Sqft
2,768
Year Built
1995
Days on Market
0
Property Type
Single Family
HOA/mo
$380
MLS ID
260026180SD
This property is in La Jolla (92037). View neighborhood stats →
About This Property
Beautifully remodeled and thoughtfully designed for indoor-outdoor living, this single-level home with solar (owned) captures serene canyon and ocean views. The light-filled, open concept floor plan welcomes you with a spacious living and dining great room featuring a fireplace and abundant windows. The gourmet chef's kitchen showcases a Jenn Air refrigerator, Fisher & Paykel dual dishwashers, custom cabinetry, and a generous center island. Opening to the enlarged family room and breakfast area, this inviting space flows through cantina-style doors to an expansive yard overlooking the canyon and ocean. The primary suite also offers ocean and canyon views, a fireplace, two large walk-in closets, direct yard access, and a beautifully remodeled, spa-like bathroom. Additional features of the home include newer HVAC, an EV charging station, a newer water heater, hardwood floors throughout the main living areas and three car garage. Enjoy access to the resort-style amenities of the La Jolla Alta Clubhouse, including five tennis courts with pickleball, two swimming pools (including a lap pool heated year-round), jacuzzi, sauna, fitness center, lounge/library, and an entertaining room with a kitchen for special occasions. Conveniently located near La Jolla's renowned beaches, the Cove, the Village, top-rated schools, fine dining, shopping, and recreation, this home offers an exceptional opportunity to embrace the La Jolla coastal lifestyle.
Mortgage Calculator
Est. Monthly Payment
$23,428
Location
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Zoned Schools
Elementary
Bird Rock Elementary · grades K-5 · San Diego Unified
Middle
Muirlands Middle · grades 6-8 · San Diego Unified
High
La Jolla High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$8,550
Comp Average
$9,407
6055 Hillpointe Row
4bd / 3.5ba · 2,939 sqft · Single Family
$2.35M
Est. $9,690/mo
7376 Fay Ave
4bd / 3ba · 2,783 sqft · Single Family
$4.50M
Est. $8,961/mo
2879 Caminito Merion
4bd / 3.5ba · 2,753 sqft · Single Family
$4.39M
Est. $8,715/mo
6617 Avenida De Las Pescas
4bd / 4ba · 2,619 sqft · Single Family
$4.29M
Est. $10,695/mo
7209 Fay Ave
4bd / 4ba · 2,858 sqft · Single Family
$4.10M
Est. $8,975/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
13 leases of 3–5 bed houses within 0.5 mi · $7,941–$10,060
Blended 50/50 with the zip's market median ($8,023)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$19,636/mo short at 20% down; +$25,501/mo rent closes it.
- Break-even price
- $804,210
- Break-even rent
- $34,051/mo
- Cashflow at 35% down
- −$16,126/mo
- Down payment to break even
- Not reachable
- Rate to break even
- Not reachable
76% under asking
$25,501/mo above the estimate
Negative even all-cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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