5448 Caminito Bayo
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5448 Caminito Bayo

D

La Jolla, CA 92037

$2,849,000

Soft Appraisal Value: $2,779,200 · 2.5% above estimate

Beds

3

Baths

3

Sqft

2,428

Year Built

2007

Days on Market

125

Property Type

Single Family

HOA/mo

$270

MLS ID

250045668SD

This property is in La Jolla (92037). View neighborhood stats →

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About This Property

Situated in the beautiful and tranquil Emerald Cove community, this canyon-rim hideaway offers stunning ocean and sunset views enhanced by the surrounding natural landscape. Perched above a serene canyon, the home enjoys exceptional privacy and uninterrupted coastal breezes. Volume ceilings and a beautifully appointed fireplace anchor the main living area. Rich Brazilian cherry wood flooring flows throughout the generous floor plan. The primary suite includes an enclosed ocean-view balcony offering year-round comfort and a peaceful retreat to enjoy morning light or evening colors over the water. Outdoor spaces are designed to maximize the blue-water and canyon vistas, including a private patio perfectly positioned for sunset views. Located within the boundaries of top-rated schools: Bird Rock Elementary, Muirlands Middle School, and La Jolla High.

Mortgage Calculator

Est. Monthly Payment

$18,356

Principal & Interest$14,406
Property Tax$2,849
Insurance$831
HOA$270
%($569,800)
%

Location

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Investment Score

0D
Est. Monthly Rent
$6,956
Monthly Cashflow

Rent − PITIA

$-11,400
Full Cashflow

Incl. vacancy, PM, maint, capex

$-15,374

Mortgage (P+I)
$14,406
Cap Rate
-0.41%
Cash-on-Cash
-32.38%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.38
Break-even Rent
$26,922

NOI (Annual)
$-11,617
Price-to-Rent

Lower = better for investors

34.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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