5448 Caminito Bayo

5448 Caminito Bayo

D

La Jolla, CA 92037

$2,889,000

Beds

3

Baths

3

Sqft

2,428

Year Built

2007

Days on Market

81

Property Type

Condo

HOA/mo

$270

MLS ID

250045668SD

Description

Situated in the beautiful and tranquil Emerald Cove community, this canyon-rim hideaway offers stunning ocean and sunset views enhanced by the surrounding natural landscape. Perched above a serene canyon, the home enjoys exceptional privacy and uninterrupted coastal breezes. Volume ceilings and a beautifully appointed fireplace anchor the main living area. Rich Brazilian cherry wood flooring flows throughout the generous floor plan. The primary suite includes an enclosed ocean-view balcony offering year-round comfort and a peaceful retreat to enjoy morning light or evening colors over the water. Outdoor spaces are designed to maximize the blue-water and canyon vistas, including a private patio perfectly positioned for sunset views. Located within the boundaries of top-rated schools: Bird Rock Elementary, Muirlands Middle School, and La Jolla High.

Mortgage Calculator

Est. Monthly Payment

$18,610

Principal & Interest$14,608
Property Tax$2,889
Insurance$843
HOA$270
%($577,800)
%

Investment Score

0D
Est. Monthly Rent

Market Rent Estimate

$7,770
Monthly Cashflow

Rent − PITI − HOA

$-10,840
Full Cashflow

Incl. vacancy, PM, maint, capex

$-15,035

Mortgage (P+I)
$14,608
Cap Rate
-0.18%
Cash-on-Cash
-22.51%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.53
Break-even Rent
$18,610

NOI (Annual)
$-5,119
Price-to-Rent

Lower = better for investors

31.0

* Defaults: 20% down, 6.5% rate, 30yr.

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