5422 Zeil Pl
Btop 30%San Diego, CA 92105
9 licensed short-term rentals within ½ mile (2 whole home), from the cities' license and permit lists of Nov 13, 2026.
No unit in this 46-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$2,659/mo full cashflow at 20% down, 7.36% rate.
Works at $300,966 (54% under asking), or at 80% down.
Rent $3,451/mo from 9 leases of 2–4 bed condos & townhomes within 1 mi, same school area ($3,396–$4,024).
Beds
3
Baths
2.5
Sqft
1,494
Year Built
2007
Days on Market
45
Property Type
Townhouse
HOA/mo
$357
MLS ID
260023592SD
This property is in San Diego (92105). View neighborhood stats →
About This Property
Experience this beautifully maintained and move in ready 3-bed 2.5 bath townhome in the heart of San Diego! Offering 1,494 sqft of thoughtfully designed living space, this home features an open concept floor plan with soaring ceilings, neutral color palette, recessed lighting, abundant natural light, and plank tile floors, new carpet and fresh paint. The modern kitchen is appointed with rich mocha cabinetry and a convenient breakfast bar that opens seamlessly to the living and dining spaces—perfect for both everyday living and entertaining. Retreat to the spacious primary suite on the main floor, complete with a walk-in closet and large en-suite bath designed for comfort and functionality. Additional highlights include in-unit laundry, an attached two-car tandem garage, and a well-maintained community. Ideally located near shopping, dining, parks, schools, and Colina Golf Course, this home offers the perfect blend of comfort, convenience, and exceptional financing potential.
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Est. Monthly Payment
$4,776
Location
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Zoned Schools
Elementary
Fay Elementary · grades PK-5 · San Diego Unified
Middle
Mann Middle · grades 6-8 · San Diego Unified
High
Crawford High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,451
Comp Average
$3,416
4111 Poplar
3bd / 2ba · 1,150 sqft · Condo
$540K
Est. $3,275/mo
5420 Zeil Place
3bd / 2.5ba · 1,494 sqft · Condo
$610K
Est. $3,433/mo
3562 Marlborough Ave
3bd / 2ba · 1,075 sqft · Condo
$549K
Est. $3,073/mo
3549 42nd St
3bd / 2ba · 1,199 sqft · Condo
$799K
Est. $3,351/mo
3624 White Sage Lane
3bd / 2ba · 1,629 sqft · Townhouse
$950K
Est. $3,947/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
9 leases of 2–4 bed condos & townhomes within 1 mi, same school area · $3,396–$4,024
Blended 50/50 with the zip's market median ($3,321)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,659/mo short at 20% down; 80% down or +$3,454/mo rent closes it.
- Break-even price
- $300,966
- Break-even rent
- $6,905/mo
- Cashflow at 35% down
- −$1,988/mo
- Down payment to break even
- 80%
- Rate to break even
- Not reachable
54% under asking
$3,454/mo above the estimate
$519,200 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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