538 4th St
DEncinitas, CA 92024
Beds
4
Baths
3.5
Sqft
2,531
Year Built
1992
Days on Market
73
Property Type
Condo
HOA/mo
N/A
MLS ID
260001652SD
Description
Perfectly nestled along the ocean’s edge in the heart of Encinitas, this legacy coastal residence is offered for the first time on the market. Spanning 2,531 square feet with four bedrooms and three and a half baths, the seaside retreat is filled with natural light and enhanced by panoramic Pacific-facing exposure that frames sweeping ocean views. Every moment unfolds like a living canvas, from surfers gliding across the waves to the sky’s breathtaking transformation at sunset. The oceanfront backyard transcends outdoor living, offering a serene retreat for both entertaining and peaceful solitude, where ocean breezes and the rhythmic sounds of the Pacific set a tone of effortless calm. Just steps from world-class surf spots and beaches, and within walking distance to Encinitas’ best restaurants, shops, and everything the iconic Highway 101 has to offer, this oceanfront haven offers an unbeatable location. The property also features a two-car garage, plenty of storage and additional driveway parking. A truly rare opportunity, this coastal home captures timeless appeal and invites a life defined by the very best of Encinitas.
Mortgage Calculator
Est. Monthly Payment
$37,772
Comparable Properties
5 comps foundThis Property
$6,623
Comp Average
$12,100
121 Avenida Esperanza
5bd / 5ba · 3,529 sqft · Single Family
$3.65M
Est. $14,407/mo
970 Dove Run Rd
5bd / 4.5ba · 4,862 sqft · Single Family
$3.69M
Est. $13,047/mo
521 Latigo Row
5bd / 4.5ba · 5,513 sqft · Single Family
$3.70M
Est. $13,433/mo
405 Bridoon Ter
5bd / 5ba · 4,743 sqft · Single Family
$3.65M
Est. $12,254/mo
1010 Scarlet Way
5bd / 5ba · 3,979 sqft · Single Family
$3.60M
Est. $7,357/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Rent − PITIA
Incl. vacancy, PM, maint, capex
⚠️ Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Defaults: 20% down, 6.5% rate, 30yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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