537 Smoketree

537 Smoketree

Btop 30%

Escondido, CA 92026

$529,000
NEW — 0d
STR limited · Escondido pilot, owners only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$2,247/mo full cashflow at 20% down, 7.49% rate.

Works at $237,672 (55% under asking), or at 81% down.

Rent $2,770/mo from 8 leases of 1–3 bed condos & townhomes within 2 mi ($2,394–$2,789).

Beds

2

Baths

1

Sqft

905

Year Built

1973

Days on Market

0

Property Type

Townhouse

HOA/mo

$300

MLS ID

260026181SD

This property is in Escondido (92026). Browse neighborhood analytics →

About This Property

Welcome to 537 Smoketree Glen, a beautifully maintained 2-bedroom, 1-bathroom home nestled in the desirable Escondido Hills community! Ideally situated as a corner end unit, this inviting home offers added privacy, an abundance of natural light, and a comfortable, easy-living floor plan. Enjoy the benefits of fully owned solar, an oversized single-car garage, and additional driveway parking. Step outside to your private patio, the perfect setting for morning coffee, outdoor dining, entertaining, or simply unwinding in your own peaceful retreat. Residents enjoy access to a community pool, offering the perfect place to relax and soak up the Southern California sunshine. Conveniently located near shopping, dining, parks, and commuter routes, this home combines comfort, convenience, and low-maintenance living. Whether you're looking for your first home, downsizing, or seeking an investment opportunity, 537 Smoketree Glen offers a wonderful opportunity to enjoy all that Escondido Hills has to offer!

Mortgage Calculator

Est. Monthly Payment

$3,939

Principal & Interest$2,956
Property Tax$529
Insurance$154
HOA$300
%($105,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    North Broadway Elementary · grades K-5 · Escondido Union

  • Middle

    Rincon Middle · grades 6-8 · Escondido Union

  • High

    Escondido High · grades 9-12 · Escondido Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

47B
Est. Monthly Rent
$2,770

8 leases of 1–3 bed condos & townhomes within 2 mi · $2,394–$2,789

Blended 50/50 with the zip's market median ($2,985)

Monthly Cashflow

Rent − PITIA

-$1,169
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,247

What would make this work?

$2,247/mo short at 20% down; 81% down or +$2,918/mo rent closes it.

Break-even price

55% under asking

$237,672
Break-even rent

$2,918/mo above the estimate

$5,688/mo
Cashflow at 35% down
−$1,693/mo
Down payment to break even

$428,490 cash

81%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$2,956
Cap Rate
1.92%
Cash-on-Cash
-25.49%
DSCR

Need ≥ 1.25 for DSCR loan

0.70

NOI (Annual)
$10,171
Price-to-Rent

Lower = better for investors

15.9

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$2,247/mo