5328 Morning Sage Way
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5328 Morning Sage Way

D

Carmel Valley, CA 92130

$3,695,000
NEW — 0d

Beds

5

Baths

5.5

Sqft

4,370

Year Built

2019

Days on Market

0

Property Type

Single Family

HOA/mo

$209

MLS ID

260009787SD

This property is in Carmel Valley (92130). View neighborhood stats →

About This Property

Welcome to 5328 Morning Sage Way, a meticulously crafted 2019-built luxury home in the heart of Pacific Highlands Ranch, one of San Diego's most sought-after master-planned communities. Offering 4,370 sq ft with 5 bedrooms and 5.5 baths, every inch reflects impeccable custom builder-grade finishes rarely found at this price point. Step inside to soaring ceilings, wide-plank flooring, and designer lighting that set an elevated tone from the moment you enter. The chef's kitchen is anchored by an oversized quartz island, a custom tile backsplash, premium stainless steel appliances, and a full wall of custom cabinetry, flowing effortlessly into the open-concept dining and great room. Custom La Cantina sliders span the back of the home, dissolving the boundary between indoor and outdoor living. Step outside to a covered patio with recessed lighting and a built-in BBQ, the ultimate setup for California entertaining year-round, all framed by a lush, low-maintenance artificial turf yard. The primary suite is a true retreat with spa-caliber bath finishes and a custom private sauna. Secondary bedrooms are generously sized with refined detail throughout. Perfectly positioned near top-rated schools including Canyon Crest Academy, Cathedral Catholic High School, and the prestigious Torrey Pines High School, and just minutes to the coast, shopping, dining, and major freeways. A 2-car garage and beautifully landscaped grounds complete this extraordinary offering. Luxury, lifestyle, and location, perfectly united!!

Mortgage Calculator

Est. Monthly Payment

$23,666

Principal & Interest$18,684
Property Tax$3,695
Insurance$1,078
HOA$209
%($739,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$8,051
Monthly Cashflow

Rent − PITIA

$-15,615
Full Cashflow

Incl. vacancy, PM, maint, capex

$-20,546

Mortgage (P+I)
$18,684
Cap Rate
-0.60%
Cash-on-Cash
-33.36%
DSCR

Need ≥ 1.25 for DSCR loan

0.34
Break-even Rent
$34,734

NOI (Annual)
$-22,343
Price-to-Rent

Lower = better for investors

38.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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