
531 J Avenue
Dbottom 20%Coronado, CA 92118
Pass at asking: -$30,098/mo full cashflow at 20% down, 7.43% rate.
Works at $876,169 (82% under asking); even all cash loses money at asking.
Rent $8,740/mo from 13 leases of houses within 0.5 mi, same school area, size-adjusted ($8,164–$10,226).
Beds
5
Baths
3.5
Sqft
3,199
Year Built
1996
Days on Market
86
Property Type
Single Family
HOA/mo
N/A
MLS ID
260020106SD
This property is in Coronado (92118). Browse neighborhood analytics →
About This Property
Situated on one of Coronado’s most coveted streets, this exceptional 5-bedroom, 3.5-bath residence showcases pride of ownership and meticulous attention to detail throughout. Thoughtfully maintained and beautifully appointed, the home offers a seamless blend of timeless design and modern convenience. This property has been extensively upgraded to include a state-of-the-art smart home system, whole-house water filtration with softener, and a metal roof, just to name a few. The gourmet kitchen is a true centerpiece, featuring high-end appliances, generous prep space, and an expansive walk-in pantry. Indoor-outdoor living is elevated with La Cantina doors that open to a stunning private backyard retreat. Soak in the hot tub, or relax with your favorite beverage at the custom bar with beautiful cabinetry, accent lighting, and integrated heaters. Other outdoor options, include unwinding around a fire pit on the front patio, or enjoying breathtaking skyline views from the rooftop terrace. Additional highlights include, main floor bedroom, handmade tiles in the bathrooms, upstairs laundry, street-to-alley access and a three-car garage, providing both convenience and ample storage. This is a rare opportunity to own a turnkey home in one of Coronado’s most desirable locations, where quality, comfort, and lifestyle come together effortlessly.
Mortgage Calculator
Est. Monthly Payment
$32,832
Location
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Zoned Schools
Middle
Coronado Middle · grades 6-8 · Coronado Unified
High
Coronado High · grades 9-12 · Coronado Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$8,740
Comp Average
$13,110
46 Blue Anchor Cay Rd
4bd / 3.5ba · 2,862 sqft · Single Family
$3.58M
Est. $17,266/mo
25 The Point
4bd / 4.5ba · 3,316 sqft · Single Family
$5.00M
Est. $18,585/mo
728 I
5bd / 4ba · 3,026 sqft · Single Family
$4.89M
Est. $9,972/mo
127 J Avenue
6bd / 4ba · 3,000 sqft · Single Family
$3.60M
Est. $9,145/mo
120 I Ave
4bd / 4.5ba · 3,521 sqft · Single Family
$6.79M
Est. $10,580/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Coronado bans stays of 25 days or less in residential zones. See the rules
Investment Score
13 leases of houses within 0.5 mi, same school area, size-adjusted · $8,164–$10,226
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$30,098/mo short at 20% down; +$39,089/mo rent closes it.
- Break-even price
- $876,169
- Break-even rent
- $47,829/mo
- Cashflow at 35% down
- −$25,104/mo
- Down payment to break even
- Not reachable
- Rate to break even
- Not reachable
82% under asking
$39,089/mo above the estimate
Negative even all-cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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