25 The Point
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25 The Point

Ctop 80%

Coronado, CA 92118

$4,999,990

Pass at asking: -$24,292/mo full cashflow at 20% down, 7.43% rate.

Works at $1,837,077 (63% under asking), or at 90% down.

Rent $18,585/mo from 4 leases of 4-bed houses in 92118 ($11,755–$28,603).

Beds

4

Baths

4.5

Sqft

3,316

Year Built

1981

Days on Market

63

Property Type

Single Family

HOA/mo

$200.74

MLS ID

260021963SD

This property is in Coronado (92118). Browse neighborhood analytics →

Virtual Tour

About This Property

25 The Point, where waterfront living takes center stage. Located on one of The Cays’ most desirable streets, this custom modern residence pairs striking architecture with an exceptional connection to the water. The 3,316-square-foot residence features four bedrooms and five bathrooms, soaring cathedral ceilings, three fireplaces and an elegant modern kitchen appointed with Sub-Zero, Viking, Thermador and Bosch appliances. An elevator connects the home’s levels, while a bonus/game room provides additional space for recreation or relaxation. A fire pit creates a private retreat at home. Dramatic Fleetwood windows and doors frame expansive water views and open onto generous waterfront terraces and patios, creating an effortless indoor/outdoor setting for everyday living and entertaining. From the living room and sophisticated kitchen to the bonus/game room and both the upstairs terrace and downstairs patio, the home is oriented to capture spectacular water views and sensational ocean sunsets.. The oversized boat dock accommodates a yacht up to 75 feet. With 24/7 access directly from your backyard and no additional fees, the dock makes it possible to embrace the boating lifestyle with exceptional ease. Beyond the residence, the Coronado Cays offers an enviable array of outdoor recreation, from boating, paddle boarding, kayaking, swimming, surfing and cycling to public tennis courts, parks and playgrounds. The Coronado Dog Park and Coronado Cays Yacht Club are also nearby, completing a lifestyle centered around the water, recreation and the distinctiv

Mortgage Calculator

Est. Monthly Payment

$34,436

Principal & Interest$27,777
Property Tax$5,000
Insurance$1,458
HOA$201
%($999,998)
%
Loan Term

Location

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Zoned Schools

  • Middle

    Coronado Middle · grades 6-8 · Coronado Unified

  • High

    Coronado High · grades 9-12 · Coronado Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Short-term not available here. Coronado bans stays of 25 days or less in residential zones. See the rules

Investment Score

11C
Est. Monthly Rent
$18,585

4 leases of 4-bed houses in 92118 · $11,755–$28,603

Monthly Cashflow

Rent − PITIA

-$15,851
Full Cashflow

Incl. vacancy, PM, maint, capex

-$24,292

What would make this work?

$24,292/mo short at 20% down; 90% down or +$31,548/mo rent closes it.

Break-even price

63% under asking

$1,837,077
Break-even rent

$31,548/mo above the estimate

$50,133/mo
Cashflow at 35% down
−$19,084/mo
Down payment to break even

$4,499,991 cash

90%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$27,777
Cap Rate
1.06%
Cash-on-Cash
-29.15%
DSCR

Need ≥ 1.25 for DSCR loan

0.54

NOI (Annual)
$52,972
Price-to-Rent

Lower = better for investors

22.4

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$24,292/mo