527 10th
Ctop 80%San Diego, CA 92101
218 licensed short-term rentals within ½ mile (146 whole home), from the cities' license and permit lists of Nov 13, 2026.
No unit in this 72-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$5,131/mo full cashflow at 20% down, 7.36% rate.
Works at $277,677 (71% under asking), or at 99% down.
Rent $3,604/mo from 2 leases in this building (±1 bed) ($3,482–$3,727).
Beds
2
Baths
2
Sqft
1,383
Year Built
2005
Days on Market
0
Property Type
Condo
HOA/mo
$653
MLS ID
260026973SD
This property is in San Diego (92101). View neighborhood stats →
About This Property
Discover penthouse-level loft living at M2i in the heart of San Diego's East Village! Dramatic 15-foot ceilings, top-floor skylights, and sweeping north-facing skyline views fill this loft home with natural light. The versatile loft floor plan offers one enclosed bedroom and generous, open living areas, with the flexibility to create an additional bedroom, an elevated loft space, or a personalized live/work space. A spacious primary suite, walk-in closet, two side-by-side parking spaces, and moderate HOA fees make city living effortless and convenient. Celebrated for its modern architecture and authentic urban character, M2i offers a rooftop BBQ lounge and fitness center. Set above the energy of East Village, this top-floor M2i loft pairs striking architectural volume with an airy, light-filled interior. Recent improvements include a new A/C system, luxury vinyl plank flooring, updated tile in both showers, a fresh kitchen backsplash, automated primary bedroom shades, and two oversized ceiling fans serving the living room and bedroom. The residence also features upgraded 7-foot solid hardwood doors, custom Lightworks lighting in the kitchen and living room, Closet Factory organizers in three closets, and lifetime angle stops on hot and cold water lines. Stainless steel kitchen appliances and granite countertops in the kitchen and bathrooms bring a polished finish to the kitchen and baths. With its thoughtful updates, flexible living spaces, and distinctive loft design, this penthouse-level home is move-in ready in vibrant East Village today.
Mortgage Calculator
Est. Monthly Payment
$7,115
Location
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Zoned Schools
Elementary
Sherman Elementary · grades PK-5 · San Diego Unified
Middle
Logan Memorial Educational Campus · grades PK-12 · San Diego Unified
High
Logan Memorial Educational Campus · grades PK-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,604
Comp Average
$4,816
645 Front Street
2bd / 2ba · 1,384 sqft · Condo
$899K
Est. $5,203/mo
1325 Pacific Hwy
2bd / 2ba · 1,387 sqft · Condo
$1.17M
Est. $5,952/mo
700 Harbor
2bd / 2ba · 1,353 sqft · Condo
$925K
Est. $4,298/mo
700 Harbor Dr.
2bd / 2ba · 1,374 sqft · Condo
$1.15M
Est. $4,331/mo
700 Harbor Drive
2bd / 2ba · 1,353 sqft · Condo
$1.10M
Est. $4,298/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
2 leases in this building (±1 bed) · $3,482–$3,727
Thin data: only 2 leases behind this number.
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$5,131/mo short at 20% down; 99% down or +$6,663/mo rent closes it.
- Break-even price
- $277,677
- Break-even rent
- $10,267/mo
- Cashflow at 35% down
- −$4,149/mo
- Down payment to break even
- 99%
- Rate to break even
- Not reachable
71% under asking
$6,663/mo above the estimate
$939,510 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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